Oklahoma Statutes

Okla. Stat. tit. 36, § 4015 (2026)

Excluded or restricted coverage

✓ current as of July 2026

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A clause in any policy of life insurance providing that such policy shall be incontestable after a specified period shall preclude only a contest of the validity of the policy, and shall not preclude the assertion at any time of defenses based upon provisions in the policy which exclude or restrict coverage, whether or not such restrictions or exclusions are excepted in such clause; nor shall it be construed to preclude adjustment at any time of the amount payable or benefits accruing under the policy for misstatement of age, whether or not such age adjustment provision is excepted in such clause. Laws 1957, p. 373, § 4015.

Notes of Decisions

Cited in 1 case, 1977–1977 · leading case: Hulme v. Springfield Life Ins. Co., 565 P.2d 666 (Okla. 1977).

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Hulme v. Springfield Life Ins. Co., 565 P.2d 666 (Okla. 1977). · cites it 2× “The insurer would distinguish present case from Baum, supra, on (1) bad faith *669 misrepresentation of Kamm being an employee and (2) operation of 36 O.S.1971, § 4015 not considered in Baum.”

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