Okla. Stat. » Title 36 — INSURANCE
Oklahoma Statutes

Okla. Stat. tit. 36, § 707 (2026)

"Casualty insurance" defined

✓ current as of July 2026
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"Casualty insurance" includes vehicle insurance as defined in Section 706 and accident and health insurance as defined in Section 703, of this article, and in addition includes: 1. Liability insurance, which is insurance against legal liability for the death, injury, or disability of any human being, or for damage to property; and provision of medical, hospital, surgical, disability benefits to injured persons and funeral and death benefits to dependents, beneficiaries or personal representatives of persons killed, irrespective of legal liability of the insured, when issued as an incidental coverage with or supplemental to liability insurance. 2. Workers' compensation and employers' liability insurance, which is insurance of the obligations accepted by, imposed upon, or assumed by employers for death, disablement, or injury of employees. 3. Burglary and theft insurance, which is insurance against loss or damage by burglary, theft, larceny, robbery, forgery, fraud, vandalism, malicious mischief, confiscation, or wrongful conversion, disposal, or concealment, or from any attempt at any of the foregoing, including supplemental coverages for medical, hospital, surgical, and funeral benefits sustained by the named insured or other person as a result of bodily injury during the commission of a burglary, robbery, or theft by another; also insurance against loss of or damage to monies, coins, bullion, securities, notes, drafts, acceptances, or any other valuable papers and documents, resulting from any cause. 4. Personal property floater insurance, which is insurance upon personal effects against loss or damage from any cause. 5. Glass insurance, which is insurance against loss or damage to glass, including its lettering, ornamentation, and fittings. 6. Boiler and machinery insurance, which is insurance against any liability and loss or damage to property or interest resulting from accidents to or explosion of boilers, pipes, pressure containers, machinery, or apparatus, and to make inspection of and issue certificates of inspection upon boilers, machinery, and apparatus of any kind, whether or not insured. 7. Leakage and fire extinguishing equipment insurance, which is insurance against loss or damage to any property or interest caused by the breakage or leakage of sprinklers, hoses, pumps, and other fire extinguishing equipment or apparatus, water pipes and containers, or by water entering through leaks or openings in

buildings, and insurance against loss or damage to such sprinklers, hoses, pumps, and other fire extinguishing equipment or apparatus. 8. Credit insurance, which is insurance against loss or damage resulting from failure of debtors to pay their obligations to the insured. 9. Malpractice insurance, which is insurance against legal liability of the insured, and against loss, damage, or expense incidental to a claim of such liability, and including medical, hospital, surgical, and funeral benefits to injured persons, irrespective of legal liability of the insured, arising out of the death, injury, or disablement of any person, or arising out of damage to the economic interest of any person, as the result of negligence in rendering expert, fiduciary, or professional services. 10. Entertainments insurance, which is insurance indemnifying the producer of any motion picture, television, radio, theatrical, sport, spectacle, entertainment, or similar production, event, or exhibition against loss from interruption, postponement, or cancellation thereof due to death, accidental injury, or sickness of performers, participants, directors, or other principals. 11. Miscellaneous insurance, which is insurance against any other kind of loss, damage, or liability properly a subject of insurance and not within any other kind of insurance as defined in this article, if such insurance is not disapproved by the Insurance Commissioner as being contrary to law or public policy. Added by Laws 1957, p. 240, § 707, operative July 1, 1957.

Notes of Decisions
Cited in 8 cases (2 in the last 5 years), 1974–2026 · leading case: Goodwin v. Old Repub. Ins. Co., 828 P.2d 431 (Okla. 1992).
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Goodwin v. Old Repub. Ins. Co., 828 P.2d 431 (Okla. 1992). · cites it 5× “Workers’ compensation insurance falls within 36 O.S.1981 § 707’s definition of casualty insurance which provides that casualty insurance includes workers’ compensation and employers’ liability insurance.”
Lewis v. Aetna U.S. Healthcare, Inc., 78 F. Supp. 2d 1202 (N.D. Okla. 1999). · cites it 3× “1977) [disability insurance—Okla. Stat. tit. 36 § 707(1) ]; McCorkle v.”
Wagnon v. State Farm Fire & Cas. Co., 1997 OK 160 (Okla. 1998). · cites it 3× “The definition is found in 36 O.S.1991, § 707, which provides in pertinent part: "`Casualty insurance' includes vehicle insurance as defined in Section 706 and accident and health insurance as defined in Section 703, of this article, and in addition includes .”
Mut. Assurance Administrators, Inc. v. U.S. Risk Underwriters, Inc., 993 P.2d 795 (Okla. Civ. App. 1999). “"Professional services” is referred to in the Oklahoma Statutes, 36 O.S.1991 § 707, which defines "casualty insurance”.”
Burwell v. Mid-Century Ins. Co., 2006 OK CIV APP 97 (Okla. Civ. App. 2006). “§ 705, 4 with 36 O.S. § 707. 5 More particularly, Plaintiff argued that an insurer’s characterization of the insurance policy as “marine” insurance or “casualty” insurance does not control, and where there is some doubt what limitations period should apply, the doubt should be…”
Worthan v. Ohio Cas. Ins. Co., 535 P.2d 1025 (Okla. Civ. App. 1974). “1971, § 706, “ ‘Vehicle insurance’ is insurance against * * * accidental death or accidental injury to individuals * * * caused by being struck by a vehicle ⅝ ⅜ ⅜ » and under 36 O.S.1971, § 707, “ ‘Casualty insurance’ includes vehicle insurance as defined in Section 706 and…”
Mahalxmi Hosp., LLC v. Steadfast Ins. Co. (N.D. Okla. 2021). · cites it 3× “Okla. Stat. tit. 36, § 707 (7). The insurers assert that § 707(7) is limited to loss or damage caused by water from the equipment or systems used to extinguish fires.”
Anderson (E.D. Okla. 2026). “§ 95 (establishing a five-year limitations period for breach of contract claims, measured from accrual of the cause of action); 15 O.”
— Okla. Stat. tit. 36, § 707(1) — 2 cases
Goodwin v. Old Repub. Ins. Co., 828 P.2d 431 (Okla. 1992). “Workers’ compensation insurance falls within 36 O.S.1981 § 707’s definition of casualty insurance which provides that casualty insurance includes workers’ compensation and employers’ liability insurance.”
Lewis v. Aetna U.S. Healthcare, Inc., 78 F. Supp. 2d 1202 (N.D. Okla. 1999). “1977) [disability insurance—Okla. Stat. tit. 36 § 707(1) ]; McCorkle v.”
— Okla. Stat. tit. 36, § 707(11) — 3 cases
Goodwin v. Old Repub. Ins. Co., 828 P.2d 431 (Okla. 1992). “Workers’ compensation insurance falls within 36 O.S.1981 § 707’s definition of casualty insurance which provides that casualty insurance includes workers’ compensation and employers’ liability insurance.”
Lewis v. Aetna U.S. Healthcare, Inc., 78 F. Supp. 2d 1202 (N.D. Okla. 1999). “1977) [disability insurance—Okla. Stat. tit. 36 § 707(1) ]; McCorkle v.”
Anderson (E.D. Okla. 2026). “§ 95 (establishing a five-year limitations period for breach of contract claims, measured from accrual of the cause of action); 15 O.”
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