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Oregon Revised Statutes

Or. Rev. Stat. § 742.212 (2026)

Perils not included

✓ current as of May 2026
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      742.212 Perils not included. A fire insurance policy shall contain a provision as follows: “This company shall not be liable for loss by fire or other perils insured against in this policy caused, directly or indirectly, by: (a) Enemy attack by armed forces, including action taken by military, naval or air forces in resisting an actual or an immediately impending enemy attack; (b) invasion; (c) insurrection; (d) rebellion; (e) revolution; (f) civil war; (g) usurped power; (h) order of any civil authority except acts of destruction at the time of and for the purpose of preventing the spread of fire, provided that such fire did not originate from any of the perils excluded by this policy; (i) neglect of the insured to use all reasonable means to save and preserve the property at and after a loss, or when the property is endangered by fire in neighboring premises; (j) nor shall this company be liable for loss by theft.” [Formerly 743.618]

Notes of Decisions
Cited in 1 case (1 in the last 5 years), 2022–2022 · leading case: State Farm Fire & Cas. Co. v. Jensen (D. Or. 2022).
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State Farm Fire & Cas. Co. v. Jensen (D. Or. 2022). “” ORS 742.212(i). As State Farm points out, such a statutory exclusion for a loss caused by a negligent act cannot be squared with Falby’s argument that State Farm must provide coverage for an intentional burning of the property by an insured.”
— Or. Rev. Stat. § 742.212(i) — 1 case
State Farm Fire & Cas. Co. v. Jensen (D. Or. 2022). “” ORS 742.212(i). As State Farm points out, such a statutory exclusion for a loss caused by a negligent act cannot be squared with Falby’s argument that State Farm must provide coverage for an intentional burning of the property by an insured.”
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