Oregon Revised Statutes

Or. Rev. Stat. § 743.402 (2026)

Exceptions to individual health insurance policy requirements

✓ current as of May 2026

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743.402 Exceptions to individual health insurance policy requirements. ORS 743.405 to 743.498 and 743A.160 do not apply to or affect:

(1) Any workers’ compensation insurance policy or any liability insurance policy with or without supplementary expense coverage therein;

(2) Any policy of reinsurance;

(3) Any blanket or group policy of insurance, except as expressly provided in ORS 750.055; or

(4) Any life insurance policy, or policy supplemental thereto which contains only such provisions relating to health insurance as:

(a) Provide additional benefits in case of death or dismemberment or loss of sight by accident; or

(b) Operate to safeguard such policy against lapse, or to give a special surrender value or special benefit or an annuity in the event the insured shall become totally and permanently disabled, as defined by the policy or supplemental policy. [Formerly 741.022; 2001 c.356 §5; 2013 c.698 §19; 2017 c.206 §3]

Notes of Decisions

Cited in 1 case, 1995–1995 · leading case: Eggiman v. Mid-Century Ins., 895 P.2d 333 (Or. Ct. App. 1995).

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Eggiman v. Mid-Century Ins., 895 P.2d 333 (Or. Ct. App. 1995). “It is true that the PIP statutes, including ORS 742.524(1), do not expressly impose a duty to preauthorize.”

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