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Oregon Revised Statutes

Or. Rev. Stat. § 806.012 (2026)

Failure to carry proof of compliance with financial responsibility requirements; rules; penalty

✓ current as of May 2026
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      806.012 Failure to carry proof of compliance with financial responsibility requirements; rules; penalty. (1) A person commits the offense of failure to carry proof of compliance with financial responsibility requirements if the person operates a motor vehicle in this state and does not have in the vehicle current proof of compliance with financial responsibility requirements.

      (2) The Department of Transportation shall determine by rule what constitutes proof of compliance with financial responsibility requirements.

      (3) This section does not apply:

      (a) To persons operating motor vehicles that are exempt from financial responsibility requirements by ORS 806.020; or

      (b) If a police officer verifies proof of compliance with financial responsibility requirements through the Law Enforcement Data System.

      (4) The court shall dismiss any charge under this section if, prior to the court appearance date listed on the citation, the person charged delivers to the clerk of the court named on the citation proof of compliance with financial responsibility requirements at the time of the violation.

      (5) The offense described in this section, failure to carry proof of compliance with financial responsibility requirements, is a Class B traffic violation. [1993 c.751 §101; 2005 c.361 §1; 2013 c.108 §3]

 

      806.014 [1993 c.814 §§5,7; renumbered 809.715 in 1995]

 

      806.016 [1993 c.814 §6; renumbered 809.716 in 1995]

Notes of Decisions
Cited in 6 cases (2 in the last 5 years), 2004–2025 · leading case: Bekos v. Providence Health Plan, 334 F. Supp. 2d 1248 (D. Or. 2004).
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Bekos v. Providence Health Plan, 334 F. Supp. 2d 1248 (D. Or. 2004). “010, failure to carry proof of insurance in violation of ORS 806.012, and reckless driving in violation of ORS 811.”
State v. Balabon, 426 P.3d 133 (Or. Ct. App. 2018). · cites it 2× “Without doubt, those facts would suffice to show probable cause of the offense of failure to carry proof of insurance, ORS 806.012. 5 But, viewed in its totality, this information does not rise to the level of probable cause- i.”
State v. Gibson, 345 Or. App. 443 (Or. Ct. App. 2025). · cites it 7× “The state concedes that the trial court erred in finding defendant guilty of failure to carry proof of compliance with financial responsibility requirements, ORS 806.012, without consider- ing whether he had timely provided proof of insurance to the clerk of the court.”
State v. Penney, 288 P.3d 989 (Or. Ct. App. 2012). “” Officers “may also cite for Fail to Carry Proof of Insurance (ORS 806.012), but this does not mandate a tow.”
State v. Warner, 153 P.3d 674 (Or. 2007). “010), and failure to carry proof of compliance with financial responsibility requirements (ORS 806.012). The second citation charged defendant with driving *364 under the influence of intoxicants (DUII) (ORS 813.”
State v. Gibson, 345 Or. App. 443 (Or. Ct. App. 2025). · cites it 7× “The state concedes that the trial court erred in finding defendant guilty of failure to carry proof of compliance with financial responsibility requirements, ORS 806.012, without consider- ing whether he had timely provided proof of insurance to the clerk of the court.”
— Or. Rev. Stat. § 806.012(1) — 2 cases
State v. Gibson, 345 Or. App. 443 (Or. Ct. App. 2025). “The state concedes that the trial court erred in finding defendant guilty of failure to carry proof of compliance with financial responsibility requirements, ORS 806.012, without consider- ing whether he had timely provided proof of insurance to the clerk of the court.”
State v. Gibson, 345 Or. App. 443 (Or. Ct. App. 2025). “The state concedes that the trial court erred in finding defendant guilty of failure to carry proof of compliance with financial responsibility requirements, ORS 806.012, without consider- ing whether he had timely provided proof of insurance to the clerk of the court.”
— Or. Rev. Stat. § 806.012(4) — 2 cases
State v. Gibson, 345 Or. App. 443 (Or. Ct. App. 2025). “The state concedes that the trial court erred in finding defendant guilty of failure to carry proof of compliance with financial responsibility requirements, ORS 806.012, without consider- ing whether he had timely provided proof of insurance to the clerk of the court.”
State v. Gibson, 345 Or. App. 443 (Or. Ct. App. 2025). “The state concedes that the trial court erred in finding defendant guilty of failure to carry proof of compliance with financial responsibility requirements, ORS 806.012, without consider- ing whether he had timely provided proof of insurance to the clerk of the court.”
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