Pennsylvania Consolidated Statutes

12 Pa. Cons. Stat. § 6201 (2026)

 Scope of chapter.

✓ current as of May 2026
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CHAPTER 62

MOTOR VEHICLE SALES FINANCE

 

Subchapter

A.  General Provisions

B.  Licenses

C.  Installment Sale Contracts

D.  Costs and Charges

E.  Repossession

F.  Penalties and Liability

 

Enactment.  Chapter 62 was added November 27, 2013, P.L.1081, No.98, effective in one year.

Special Provisions in Appendix.  See section 8 of Act 98 of 2013 in the appendix to this title for special provisions relating to applicability.

Cross References.  Chapter 62 is referred to in section 6302 of this title; section 6112 of Title 7 (Banks and Banking).

 

 

SUBCHAPTER A

GENERAL PROVISIONS

 

Sec.

6201.  Scope of chapter.

6202.  Definitions.

6203.  Authority of department.

6204.  Records.

6205.  Appeals.

6206.  Deposit of fees and fines.

6207.  Distribution of information.

6208.  Venue.

6209.  Applicability.

6210.  Consumer complaints.

§ 6201.  Scope of chapter.

This chapter relates to motor vehicle sales finance.

Notes of Decisions
Cited in 5 cases (5 in the last 5 years), 2022–2026 · leading case: Michael Lutz v. Portfolio Recovery Assocs., 49 F.4th 323 (3rd Cir. 2022).
Michael Lutz v. Portfolio Recovery Assocs., 49 F.4th 323 (3rd Cir. 2022). “Second, PRA argued that even if it were in the business of negotiating or making loans or advances, it could still collect interest at an annual rate above 6% because it held a license from the Department of Banking and Securities, albeit one for motor vehicle loans under the…”
D'Happart, S. v. First Commonwealth Bank, 282 A.3d 704 (Pa. Super. Ct. 2022). · cites it 2× “,] for [FCB’s] violations of the Motor Vehicle Sales Finance Act [(“MVSFA”), 12 Pa.C.S. § 6201 et seq]. 5. Whether the [t]rial [c]ourt erred by ruling that [Appellants] had failed to state claims for statutory damages under the [UCC] based upon [FCB’s] breach of contract and its…”
D'Happart, S. v. First Commonwealth Bank (Pa. Super. Ct. 2022). “,] for [FCB’s] violations of the Motor Vehicle Sales Finance Act [(“MVSFA”), 12 Pa.C.S. § 6201 et seq]. 5. Whether the [t]rial [c]ourt erred by ruling that [Appellants] had failed to state claims for statutory damages under the [UCC] based upon [FCB’s] breach of contract and its…”
Harvin (E.D. Pa. 2026). “§ 201-2 (4)(xxi), and the Pennsylvania Consumer Credit Code (“CCC”), 12 Pa. Cons. Stat. §§ 6201–6319. Carvana moves to dismiss the UTPCPL claim in Count II to the extent it is predicated on Plaintiffs’ newly asserted “Transit Charge Class” and “Transit Charge Subclass” theories.”
Jennings (E.D. Pa. 2026). “§ 201-2 (4)(xxi), and the Pennsylvania Consumer Credit Code (“CCC”), 12 Pa. Cons. Stat. §§ 6201–6319. Carvana moves to dismiss the UTPCPL claim in Count II to the extent it is predicated on Plaintiffs’ newly asserted “Transit Charge Class” and “Transit Charge Subclass” theories.”
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