Pennsylvania Consolidated Statutes

42 Pa. Cons. Stat. § 8144 (2026)

 Mortgages to secure certain advances.

✓ current as of May 2026
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§ 8144.  Mortgages to secure certain advances.

In addition to any other indebtedness, a mortgage may secure unpaid balances of advances made, with respect to the mortgaged premises, for the payment of taxes, assessments, maintenance charges, insurance premiums or costs incurred for the protection of the mortgaged premises or the lien of the mortgage, expenses incurred by the mortgagee by reason of default by the mortgagor under the mortgage or advances made under a construction loan to enable completion of the improvements for which the construction loan was originally made, if such mortgage states that it shall secure such unpaid balances. A mortgage complying with this section is a lien on the premises described therein from the time the mortgage is left for record or the time of delivery to the mortgagee of a purchase money mortgage which is recorded within ten days after its date for the full amount of the unpaid balances of such advances that are made under the mortgage, plus interest thereon, regardless of the time when the advances are made.

(Oct. 12, 1990, P.L.525, No.126, eff. 60 days)

 

1990 Amendment.  Act 126 added section 8144. Section 2 of Act 126 provided that nothing contained in Act 126 shall be construed to affect the priority of advances made under any mortgage recorded before the effective date of Act 126.

Notes of Decisions
Cited in 2 cases, 2012–2020 · leading case: Com. Bank/Harrisburg, N.A. v. Kessler, 46 A.3d 724 (Pa. 2012).
Com. Bank/Harrisburg, N.A. v. Kessler, 46 A.3d 724 (Pa. 2012). “Furthermore, Metro Bank argues that other subsections of Sections 8143, and even 42 Pa.C.S. § 8144, should be permitted to dictate lien priority set forth in Section 1508.”
Fraction v. Jacklily, LLC (Bankr. E.D. Pa. 2020). · cites it 2× “” certain advances made by the mortgagee for the protection of the mortgaged premises and the mortgagee’s secured position. These advances include payments for: taxes, assessments, maintenance charges, insurance premiums, and costs incurred for the protection of mortgaged…”
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.