Pennsylvania Consolidated Statutes

75 Pa. Cons. Stat. § 1821 (2026)

  Membership in system.

✓ current as of May 2026
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SUBCHAPTER C

COMPREHENSIVE DATABASE SYSTEM

 

Sec.

1821.  Membership in system.

1822.  Warning notice on application for insurance and claim forms.

1823.  Rules and regulations.

1824.  Civil immunity.

1825.  Use of information (Deleted by amendment).

1826.  Annual reports (Deleted by amendment).

 

Subchapter Heading.  The heading of Subchapter C was amended December 18, 1992, P.L.1411, No.174, effective immediately.

§ 1821.  Membership in system.

(a)  General rule.--Each motor vehicle insurer shall, as a condition of authority to transact the business of insurance in this Commonwealth, obtain and maintain membership in one or more comprehensive database systems for the purpose of reporting and accessing motor vehicle insurance claims data and information.

(b)  Requirements for selection.--Any comprehensive database system selected for membership by a motor vehicle insurer shall meet the following minimum qualifications:

(1)  Have and maintain a computerized database.

(2)  Have and maintain the capacity to interact with other comprehensive database systems or have and maintain a substantial insurer membership.

(3)  Have the ability to service the insurance industry, insurance regulators or law enforcement authorities on an interstate basis.

(c)  Claims information.--Each motor vehicle insurer shall report and access data and information relating to motor vehicle insurance claims to its comprehensive database systems in accordance with the systems' reporting procedures.

(d)  Availability to law enforcement officials.--Any data and information reported to a comprehensive database system may be made available to law enforcement officials.

(e)  Payment of expenses.--Each motor vehicle insurer shall be liable for its share of expenses incurred by any Pennsylvania-specific data index of which the insurer was a member prior to the effective date of this act.

(Dec. 18, 1992, P.L.1411, No.174, eff. 60 days)

 

1992 Amendment.  Act 174 deleted by amendment former section 1821 and added a new section 1821.

Notes of Decisions
Cited in 3 cases, 1992–1993 · leading case: Pennsylvania Bar Ass'n v. Commonwealth, 607 A.2d 850 (Pa. Commw. Ct. 1992).
Pennsylvania Bar Ass'n v. Commonwealth, 607 A.2d 850 (Pa. Commw. Ct. 1992). “Section 1821, 75 Pa.C.S. § 1821, establishes the Motor Vehicle Fraud Index Bureau (Index Bureau).”
Prof'l Ins. Agents Ass'n of Pa., Md., & De., Inc. v. Chronister, 625 A.2d 1314 (Pa. Commw. Ct. 1993). “First, 75 Pa.C.S. § 1821 requires the Department to designate the Index Bureau, requires the Index Bureau to file its plan of operation with the Department, and specifies what that plan of operation shall contain.”
Prof'l Ins. Agents v. Chronister, 625 A.2d 1314 (Pa. Commw. Ct. 1993). “First, 75 Pa.C.S. § 1821 requires the Department to designate the Index Bureau, requires the Index Bureau to file its plan of operation with the Department, and specifies what that plan of operation shall contain.”
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