R.I. Gen. Laws
Rhode Island General Laws

R.I. Gen. Laws § 27-34-6 (2026)

Creation of the association

✓ current as of July 2026
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There is created a nonprofit unincorporated legal entity to be known as the “Rhode Island Property & Casualty Insurance Guaranty Association,” such entity formerly known as the “Rhode Island insurers’ insolvency fund.” All insurers defined as member insurers in § 27-34-5 shall be and remain members of the association as a condition of their authority to transact insurance in this state. The association shall perform its functions under a plan of operation established and approved under § 27-34-9 and shall exercise its powers through a board of directors established under § 27-34-7. For the purposes of administration and assessment, there shall be three (3) separate accounts: (1) The workers’ compensation insurance account; (2) The automobile insurance account; and (3) The account for all other insurance to which this chapter applies.

Notes of Decisions
Cited in 7 cases, 1986–2001 · leading case: Trombino v. Transit Cas. Co., 110 F.R.D. 139 (D.R.I. 1986).
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Trombino v. Transit Cas. Co., 110 F.R.D. 139 (D.R.I. 1986). · cites it 5× “R.I.Gen.Laws § 27-34-6. (There are, of course, numerous exceptions and caveats, but none are applicable here.”
DiTata v. Aetna Cas. & Sur. Co., 542 A.2d 245 (R.I. 1988). · cites it 2× “Section 27-34-6 obligates the fund to the extent of the insurer's liability.”
Metro. Prop. & Cas. Ins. v. Rhode Island Insurer's Insolvency Fund, 811 F. Supp. 54 (D.R.I. 1993). · cites it 2× “R.I.Gen.Laws § 27-34-6. Since some insurers write more than one type of coverage, they participate in more than one account.”
Kent Cnty. Mental Health Ctr., Inc. v. Cavanaugh, 659 A.2d 120 (R.I. 1995). · cites it 3× “1956 (1979 Reenactment) § 27-34-6, as amended by P.L.1980, ch. 105, § 3, of the Rhode Island Insurers Insolvency Fund Act (the act).”
Kachanis v. United States, 844 F. Supp. 877 (D.R.I. 1994). · cites it 2× “" R.I.Gen.Laws § 27-34-6. “Member insurer” is defined as follows: " 'Member insurer’ means any person licensed to transact in this state any kind of contracts or policies to which this chapter applies.”
Bassi v. Rhode Island Insurers' Insolvency Fund, 661 A.2d 77 (R.I. 1995). · cites it 2× “Section 27-34-6. Insurance companies authorized to sell policies covering workers’ compensation liability are among the companies required to maintain membership in the fund.”
Rollins Hudig Hall of Rhode Island, Inc. v. Clark, 785 A.2d 523 (R.I. 2001). · cites it 2× “1956 § 44-17-1, and, in addition, must contribute to the Rhode Island insurers’ insolvency fund, in accordance with G.L.1956 § 27-34-6. Textron sought insurance for approximately $500,000,000 of risk during each of the policy periods at issue.”
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