Rhode Island General Laws

R.I. Gen. Laws § 27-7-1 (2026)

Direct liability of insurer to person injured

✓ current as of July 2026

Find cases: SyfertCases citing this section RI-LEGwebserver.rilegislature.gov JustiaTitle on Justia CornellLII Search CasesGoogle Scholar

Every policy written insuring against liability for property damage or personal injuries or both, and every policy written indemnifying any person by reason of that liability, other than the payment of compensation under chapters 29 — 38 of title 28, shall contain provisions to the effect that the insurer shall be directly liable to the injured party and, in the event of that party’s death, to the party entitled to sue for that death, to pay that party the amount of damages for which the insured is liable.

Notes of Decisions

Cited in 17 cases, 1960–2017 · leading case: Gary Lemont v. Est. of Mary Della Ventura, 157 A.3d 31 (R.I. 2017).

Sort: Relevance Newest Treatment

Gary Lemont v. Est. of Mary Della Ventura, 157 A.3d 31 (R.I. 2017). · cites it 2× “Phenix Mutual Fire Insurance Company also entered as a substitute party pursuant to G.L. 1956 § 27-7-1, which provides that "the insurer shall be directly liable to the injured party and, in the event of that party's death, to the party entitled to sue for that death, to pay…”

Lemieux v. Am. Universal Ins. Co., 360 A.2d 540 (R.I. 1976). · cites it 3× “1956 (1968 Reenactment) §§27-7-1 and 27-7-2, 1 plaintiff Lemieux brought suit directly against *689 DiBona’s insurer, defendant herein.”

Faraj v. Allstate Ins., 486 A.2d 582 (R.I. 1984). · cites it 2× “’ Pursuant to Rhode Island General Laws, § 27-7-1, Allstate is directly liable to plaintiff for any payment due under Coverage AA with respect to Christine’s injuries.”

Armacost v. Amica Mut. Ins., 821 F. Supp. 75 (D.R.I. 1993). · cites it 4× “On March 5, 1992, however, Magistrate Judge Boudewyns granted plaintiffs unopposed motion for leave to amend the Complaint in order to substitute Arnica, Owen’s insurer, as the defendant in the action.”

Shepard v. Harleysville Worcester Ins., 944 A.2d 167 (R.I. 2008). “Nonetheless, we hold that summary judgment is appropriate in this case because there is no dispute as to any material fact and Shepard does not have a legally valid claim for UM coverage. Because the accident occurred in Massachusetts but Shepard was the named insured on a…”

Licciardi v. TIG Ins. Grp., 140 F.3d 357 (1st Cir. 1998). “See R.I. Gen. Laws § 27-7-1 (1994). *359 After an eight day trial, a jury returned a defense verdict.”

Maczuga v. Am. Universal Ins. Co., 166 A.2d 227 (R.I. 1960). · cites it 3× “Section 27-7-1 provides: "Every policy hereafter written insuring against liability for property damage or personal injuries or both, and every policy hereinafter written indemnifying any person by reason of such liability, other than payment of compensation under chapters 29 to…”

Collier v. Travelers Ins., 197 A.2d 493 (R.I. 1964). · cites it 2× “Although by § 27-7-1 the legislature has made the insurer directly liable to the injured party, it has by § 27-7-2, on the authority of a portion of which plaintiff commenced the present action, expressly prohibited the joining of the insured and the insurer as parties defendant.”

Gnys v. Amica Mut. Ins., 396 A.2d 107 (R.I. 1979). “1956 (1968 Reenactment) §27-7-1 to sue Amica directly in the event that any judgment entered against the Salleys was returned unsatisfied.”

Dixon v. Am. Re-Ins. Co., 477 A.2d 85 (R.I. 1984). · cites it 2× “1956 (1979 Reenactment) §§ 27-7-1 and 27-7-2. In this complaint, they alleged the following: “1.”

Clauson v. New England Ins., 83 F. Supp. 2d 278 (D.R.I. 2000). · cites it 3× “G.L. §§ 27-7-1 and 27-7-2, to recover the unsatisfied portion of a malpractice judgment obtained by Clauson against his former attorney who was insured by New England Insurance Company (“NEIC”).”

Maczuga v. Am. Universal Ins., 166 A.2d 227 (R.I. 1960). · cites it 3× “■Section 27-7-1 provides: “Every policy hereafter written insuring against liability for property damage or personal injuries or both, and every policy hereinafter written indemnifying any person by reason of such liability, other than payment of compensation under chapters 29…”

Show all 17 citing cases →

Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.