Tex. Codes » Finance Code · TITLE 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS · SUBTITLE B. LOANS AND FINANCED TRANSACTIONS · CHAPTER 348. MOTOR VEHICLE INSTALLMENT SALES
Texas Codes

Tex. Fin. Code § 348.004 (2026)

Cash Price

✓ current as of May 2026
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Sec. 348.004. CASH PRICE. (a) The cash price is the price at which the retail seller offers in the ordinary course of business to sell for cash the goods or services that are subject to the transaction. An advertised price does not necessarily establish a cash price.

(b) The cash price does not include any finance charge.

(c) At the retail seller's option, the cash price may include:

(1) the price of accessories;

(2) the price of services related to the sale;

(3) the price of service contracts;

(4) taxes; and

(5) fees for license, title, and registration.

Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.

Amended by:

Acts 2009, 81st Leg., R.S., Ch. 676 (H.B. 2438), Sec. 4, eff. September 1, 2009.

Notes of Decisions
Cited in 4 cases, 2000–2014 · leading case: Bledsoe Dodge, L.L.C. v. Kuberski, 279 S.W.3d 839 (Tex. App. 2009).
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Bledsoe Dodge, L.L.C. v. Kuberski, 279 S.W.3d 839 (Tex. App. 2009). “” Tex. Fin.Code Ann. § 348.004(a) (Vernon 2006).”
Ford Motor Credit v. Sanders (In Re Sanders), 403 B.R. 435 (W.D. Tex. 2009). “See Tex. Fin. Code § 348.004. Thus, the Bankruptcy Court reasoned, MVISA’s exclusion of charges for negative equity from the “cash price” of the vehicle confirms that “price” as used in the Texas UCC does not include charges for negative equity.”
Collins v. Fred Haas Toyota, 21 S.W.3d 606 (Tex. App. 2000). · cites it 3× “See Tex. Fin.Code Ann. § 348.004 (Vernon 1998); Tex.”
Neal Autoplex, Inc. D/B/A Neal Suzuki v. Lonnie R. Franklin & Wife Lisa B. Franklin, 441 S.W.3d 444 (Tex. App. 2014). “” Tex.Fin.Code Ann. § 348.004(a)(West Supp.”
— Tex. Fin. Code § 348.004(a) — 2 cases
Bledsoe Dodge, L.L.C. v. Kuberski, 279 S.W.3d 839 (Tex. App. 2009). “” Tex. Fin.Code Ann. § 348.004(a) (Vernon 2006).”
Neal Autoplex, Inc. D/B/A Neal Suzuki v. Lonnie R. Franklin & Wife Lisa B. Franklin, 441 S.W.3d 444 (Tex. App. 2014). “” Tex.Fin.Code Ann. § 348.004(a)(West Supp.”
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