Texas Codes

Tex. Fin. Code § 348.119 (2026)

Refund Credit On Prepayment

✓ current as of May 2026

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Sec. 348.119. REFUND CREDIT ON PREPAYMENT. If a retail buyer prepays a retail installment contract in full or if the holder of the contract demands payment of the unpaid balance of the contract in full before the contract's final installment is due, the buyer is entitled to receive a refund credit as provided by Section 348.120 or 348.121, as applicable.

Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.

Notes of Decisions

Cited in 2 cases, 2002–2002 · leading case: Foster v. Centrex Capital Corp., 80 S.W.3d 140 (Tex. App. 2002).

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Foster v. Centrex Capital Corp., 80 S.W.3d 140 (Tex. App. 2002). “See Tex. Fin.Code Ann. § 348.119 (West 1998).”

Roy D. Foster v. Centrex Capital Corp. Centrex Capital Auto. Assets, Inc. Oxford Resources Corp. NationsBank Bank of Am. Texas, N.A. & Bank of Am. Corp. (Tex. App. 2002). · cites it 2× “See Tex. Fin. Code Ann. §§ 348.119 , .120. No party contests the fact that Foster prepaid his motor vehicle retail installment contract.”

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