Texas Codes
Tex. Ins. Code § 1952.103 (2026)
Underinsured Motor Vehicle
✓ current as of May 2026
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Sec. 1952.103. UNDERINSURED MOTOR VEHICLE. For purposes of the coverage required by this subchapter, "underinsured motor vehicle" means an insured motor vehicle on which there is collectible liability insurance coverage with limits of liability for the owner or operator that were originally lower than, or have been reduced by payment of claims arising from the same accident to, an amount less than the limit of liability stated in the underinsured coverage of the insured's policy.
Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.
Notes of Decisions
Cited in 2
cases, 2007–2016 · leading case: Allstate Ins. Co. v. Margaret Jordan, 503 S.W.3d 450 (Tex. App. 2016).
Allstate Ins. Co. v. Margaret Jordan, 503 S.W.3d 450 (Tex. App. 2016). “Tex. Ins. Code Ann. § 1952.103 (West 2009).”
Kelley v. Progressive Cnty. Mut. Ins. Co., 285 S.W.3d 1 (Tex. App. 2007). “Laws 1752 , 2186-87 (current version at Tex. Ins.Code Ann. § 1952.103 (Vernon 2007)) (emphasis added).”
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