Tex. Codes » Insurance Code · TITLE 13. REGULATION OF PROFESSIONALS · SUBTITLE C. ADJUSTERS · CHAPTER 4102. PUBLIC INSURANCE ADJUSTERS
Texas Codes

Tex. Ins. Code § 4102.001 (2026)

Definitions

✓ current as of May 2026
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Sec. 4102.001. DEFINITIONS. In this chapter:

(1) "License holder" means a person licensed under this chapter as a public insurance adjuster.

(2) "Person" includes an individual, firm, company, association, organization, partnership, limited liability company, or corporation.

(3) "Public insurance adjuster" means:

(A) a person who, for direct, indirect, or any other compensation:

(i) acts on behalf of an insured in negotiating for or effecting the settlement of a claim or claims for loss or damage under any policy of insurance covering real or personal property; or

(ii) on behalf of any other public insurance adjuster, investigates, settles, or adjusts or advises or assists an insured with a claim or claims for loss or damage under any policy of insurance covering real or personal property; or

(B) a person who advertises, solicits business, or holds himself or herself out to the public as an adjuster of claims for loss or damage under any policy of insurance covering real or personal property.

Added by Acts 2005, 79th Leg., Ch. 728 (H.B. 2018), Sec. 11.082(a), eff. September 1, 2005.

Notes of Decisions
Cited in 9 cases (4 in the last 5 years), 2013–2024 · leading case: Lon Smith & Assocs., Inc. & A-1 Sys., Inc., D/B/A Lon Smith Roofing & Constr. v. Joe Key & Stacci Key, 527 S.W.3d 604 (Tex. App. 2017).
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Lon Smith & Assocs., Inc. & A-1 Sys., Inc., D/B/A Lon Smith Roofing & Constr. v. Joe Key & Stacci Key, 527 S.W.3d 604 (Tex. App. 2017). · cites it 4× “Laws 2259 , 2259-72 (codified at Tex. Ins. Code Ann. §§ 4102.001 -.208), Chapter 4102 is a comprehensive licensing statute regulating public insurance adjusters.”
Int'l Risk Control, LLC v. Seascape Owners Ass'n, Inc., 395 S.W.3d 821 (Tex. App. 2013). “, Tex. Ins. Code § 4102.001(3) (defining a public insurance adjuster as a person who “acts on behalf of an insured in negotiating for or effecting the settlement of a claim or claims for loss or damage under any policy of insurance covering real or personal property”).”
Texas Dep't of Ins. & Cassie Brown, in Her Off. Capacity as Comm'r of the Texas Dep't of Ins. v. Stonewater Roofing, Ltd. Co. (Tex. 2024). · cites it 5× “6 Now codified as Chapter 4102 of the Insurance Code, the Public Insurance Adjusters Act defines the profession of “public insurance adjuster” as: 5 See TEX. INS. CODE § 4102.001 (defining “public insurance adjuster”).”
Wolfe's Carpet, Tile & Remodeling, LLC v. Gary & Beverly Bourelle (Tex. App. 2023). · cites it 4× “See Tex. Ins. Code Ann. §§ 4102.001 (3), 4102.”
Texas Dep't of Ins. & Cassie Brown, in Her Off. Capacity as Comm'r of the Texas Dep't of Ins. v. Stonewater Roofing, Ltd. Co. (Tex. 2024). · cites it 2× “” See Tex. Ins. Code §§ 4102.001(3)(A)(i), 4102.”
Dan Dilts Constr., Inc., & Dan Dilts v. Mark Weeks (Tex. App. 2018). “” Tex. Ins. Code Ann. § 4102.001 (3)(A)(i) (West 2009).”
CCPA Enter., Inc. & Rickey Conradt v. Bedford Hosp. Investments, LLC D/B/A Holiday Inn - Bedford (Tex. App. 2019). “” Tex. Ins. Code Ann. § 4102.001 (3)(A)(i).”
Fred Lupfer & Advanced Pub. Ins. Adjusters, LLC v. James R. \Jim\" Beneke & the Beneke Co." (Tex. App. 2021). “See Tex. Ins. Code § 4102.001(3). that states, “The insured may cancel this contract by written notice to the public insurance adjuster within 72 hours of signature for any reason.”
Kris William Builders, Inc. & Orlando Delcid v. Tranquility Lakes Owners Ass'n, Inc., Centra Partners, LLC, Cardinal Street Mgmt., LLC & Lindsey Gimber. Ind. & as Former President of Tranquility Lake Owners Ass'n, Inc. & Managing Member or Cardinal Street Mgmt. LLC (Tex. App. 2015). “See TEX. INS. CODE ANN. § 4102.001(3) (West 2009); § 4102.”
— Tex. Ins. Code § 4102.001(3) — 5 cases
Lon Smith & Assocs., Inc. & A-1 Sys., Inc., D/B/A Lon Smith Roofing & Constr. v. Joe Key & Stacci Key, 527 S.W.3d 604 (Tex. App. 2017). “Laws 2259 , 2259-72 (codified at Tex. Ins. Code Ann. §§ 4102.001 -.208), Chapter 4102 is a comprehensive licensing statute regulating public insurance adjusters.”
Int'l Risk Control, LLC v. Seascape Owners Ass'n, Inc., 395 S.W.3d 821 (Tex. App. 2013). “, Tex. Ins. Code § 4102.001(3) (defining a public insurance adjuster as a person who “acts on behalf of an insured in negotiating for or effecting the settlement of a claim or claims for loss or damage under any policy of insurance covering real or personal property”).”
Texas Dep't of Ins. & Cassie Brown, in Her Off. Capacity as Comm'r of the Texas Dep't of Ins. v. Stonewater Roofing, Ltd. Co. (Tex. 2024). “6 Now codified as Chapter 4102 of the Insurance Code, the Public Insurance Adjusters Act defines the profession of “public insurance adjuster” as: 5 See TEX. INS. CODE § 4102.001 (defining “public insurance adjuster”).”
Fred Lupfer & Advanced Pub. Ins. Adjusters, LLC v. James R. \Jim\" Beneke & the Beneke Co." (Tex. App. 2021). “See Tex. Ins. Code § 4102.001(3). that states, “The insured may cancel this contract by written notice to the public insurance adjuster within 72 hours of signature for any reason.”
Kris William Builders, Inc. & Orlando Delcid v. Tranquility Lakes Owners Ass'n, Inc., Centra Partners, LLC, Cardinal Street Mgmt., LLC & Lindsey Gimber. Ind. & as Former President of Tranquility Lake Owners Ass'n, Inc. & Managing Member or Cardinal Street Mgmt. LLC (Tex. App. 2015). “See TEX. INS. CODE ANN. § 4102.001(3) (West 2009); § 4102.”
— Tex. Ins. Code § 4102.001(3)(A)(i) — 2 cases
Texas Dep't of Ins. & Cassie Brown, in Her Off. Capacity as Comm'r of the Texas Dep't of Ins. v. Stonewater Roofing, Ltd. Co. (Tex. 2024). “” See Tex. Ins. Code §§ 4102.001(3)(A)(i), 4102.”
Texas Dep't of Ins. & Cassie Brown, in Her Off. Capacity as Comm'r of the Texas Dep't of Ins. v. Stonewater Roofing, Ltd. Co. (Tex. 2024). “6 Now codified as Chapter 4102 of the Insurance Code, the Public Insurance Adjusters Act defines the profession of “public insurance adjuster” as: 5 See TEX. INS. CODE § 4102.001 (defining “public insurance adjuster”).”
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