Texas Codes
Tex. Ins. Code § 4102.207 (2026)
Insured Option To Void Contract
✓ current as of May 2026
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Sec. 4102.207. INSURED OPTION TO VOID CONTRACT. (a) Any contract for services regulated by this chapter that is entered into by an insured with a person who is in violation of Section 4102.051 may be voided at the option of the insured.
(b) If a contract is voided under this section, the insured is not liable for the payment of any past services rendered, or future services to be rendered, by the violating person under that contract or otherwise.
Added by Acts 2005, 79th Leg., Ch. 728 (H.B. 2018), Sec. 11.082(a), eff. September 1, 2005.
Notes of Decisions
Cited in 3
cases, 2013–2017 · leading case: Lon Smith & Assocs., Inc. & A-1 Sys., Inc., D/B/A Lon Smith Roofing & Constr. v. Joe Key & Stacci Key, 527 S.W.3d 604 (Tex. App. 2017).
Lon Smith & Assocs., Inc. & A-1 Sys., Inc., D/B/A Lon Smith Roofing & Constr. v. Joe Key & Stacci Key, 527 S.W.3d 604 (Tex. App. 2017). “” LSRC asserts that Texas Insurance Code section 4102.207 makes contracts with unlicensed public insurance adjusters merely voidable, not void, thereby purportedly defeating any claim for a declaratory judgment that the contracts are void.”
Russell Wendt v. 24 Hour Fitness USA, Inc., 821 F.3d 547 (5th Cir. 2016). “2014) (citing Tex. Ins.Code Ann. § 4102.207(b), which',, unlike tfie Act, specifically provides that ’’[i]f a contract is voided under this section, file insured is not liable for the payment of any past services rendered” under the void contract).”
Int'l Risk Control, LLC v. Seascape Owners Ass'n, Inc., 395 S.W.3d 821 (Tex. App. 2013). “See Tex. Ins. Code § 4102.207 (“Any contract for services regulated by this chapter that is entered into by an insured with a person who is in violation of Section 4102.”
— Tex. Ins. Code § 4102.207(b) — 2 cases
Lon Smith & Assocs., Inc. & A-1 Sys., Inc., D/B/A Lon Smith Roofing & Constr. v. Joe Key & Stacci Key, 527 S.W.3d 604 (Tex. App. 2017). “” LSRC asserts that Texas Insurance Code section 4102.207 makes contracts with unlicensed public insurance adjusters merely voidable, not void, thereby purportedly defeating any claim for a declaratory judgment that the contracts are void.”
Russell Wendt v. 24 Hour Fitness USA, Inc., 821 F.3d 547 (5th Cir. 2016). “2014) (citing Tex. Ins.Code Ann. § 4102.207(b), which',, unlike tfie Act, specifically provides that ’’[i]f a contract is voided under this section, file insured is not liable for the payment of any past services rendered” under the void contract).”
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