15 U.S.C. § 1681r
Unauthorized disclosures by officers or employees
Any officer or employee of a consumer reporting agency who knowingly and willfully provides information concerning an individual from the agency’s files to a person not authorized to receive that information shall be fined under title 18, imprisoned for not more than 2 years, or both.
Notes of Decisions
Cited in 7
cases (3 in the last 5 years), 1980–2025 · leading case: Wiener v. MIB Grp., Inc., 86 F.4th 76 (1st Cir. 2023).
Wiener v. MIB Grp., Inc., 86 F.4th 76 (1st Cir. 2023). “" 15 U.S.C. § 1681r. Sections 1681n and 1681o "provide[] a private right of action and impose[] civil liability on users of credit information and consumer reporting agencies for noncompliance with the requirements of the [FCRA]" if the noncompliance was willful (§ 1681n(a)),…”
Zeller v. Samia, 758 F. Supp. 775 (D. Mass. 1991). “, 15 U.S.C. §§ 1681r, 1681s. Where liability is premised on a violation of section 1681q, as is the case here, however, courts disagree as to whether this section pertains to all consumer information obtained from consumer reporting agency or just to “consumer reports” as…”
In Re Motion of Vaughn, 496 F. Supp. 1080 (N.D. Ga. 1980). “15 U.S.C. § 1681r. Thus, consumer reporting agencies such as Credit Bureau and their employees such as Ms.”
Hall v. Harleysville Ins. Co., 896 F. Supp. 478 (E.D. Pa. 1995). “Ciaccio personally under 15 U.S.C. § 1681r. This section creates criminal liability against an officer or employee of a credit reporting agency who willfully provides information from agency files to an unauthorized person.”
DiTella v. TransUnion, LLC (S.D.N.Y. 2025). “Plaintiff Fails to State a Claim Under 15 U.S.C. § 1681r of the FCRA and § 380-p of the NYFCRA Plaintiff alleges that TransUnion violated 15 U.”
Grays v. Auto Mart USA, LLC (D. Colo. 2020). “• Paragraph 72(e) alleges that the Defendants violated 15 U.S.C. § 1681r by “providing [her] consumer information to third-party lenders” without her authorization.”
Pratt v. South Cent. Recovery, LLC (W.D. Tenn. 2025). “” 15 U.S.C. § 1681r. Although Plaintiffs allege that Defendants violated this section of the FCRA, they do not allege that Defendants are “officers” or “employees” of a “consumer reporting agency,” as that term is defined by the statute.”
Annotations are extracted automatically from the opinions in the
Syfert caselaw corpus and ranked by authority, recency, and
treatment. Dots show Syfertize treatment of the citing case itself.