Utah Code » Title 70A, Chapter 3 — Uniform Commercial Code - Negotiable Instruments; part 70A-3-1 — General Provisions and Definitions
Utah Code

Utah Code § 70A-3-102 (2026)

Subject matter

✓ current as of May 2026
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This chapter applies to negotiable instruments. It does not apply to money, to payment orders governed by Title 70A, Chapter 4a, Uniform Commercial Code - Funds Transfers, or to securities governed by Title 70A, Chapter 8, Uniform Commercial Code - Investment Securities.
If there is conflict between this chapter and Title 70A, Chapter 4, Uniform Commercial Code - Bank Deposits and Collections, or Chapter 9a, Uniform Commercial Code - Secured Transactions, Title 70A, Chapter 4, Uniform Commercial Code - Bank Deposits and Collections, or Chapter 9a, Uniform Commercial Code - Secured Transactions, govern.
Regulations of the Board of Governors of the Federal Reserve System and operating circulars of the Federal Reserve Banks supersede any inconsistent provision of this chapter to the extent of the inconsistency.
Notes of Decisions
Cited in 2 cases, 1987–2011 · leading case: MacKin Eng'g Co. v. Am. Express Co., 437 F. App'x 100 (3rd Cir. 2011).
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MacKin Eng'g Co. v. Am. Express Co., 437 F. App'x 100 (3rd Cir. 2011). “§ 3102; Utah Code Ann. § 70A-3-102. Those U.C.C. provisions contain a loss-allocation scheme that limits an employer’s ability to externalize the costs of employee embezzlement, reflecting the view that the employer is in the best position to detect the loss and take appropriate…”
First Sec. Bank of Utah, N.A. v. Aarian Dev. Corp., 738 P.2d 1019 (Utah 1987). “, 1953, § 70A-3-102(l)(e), “means negotiable instrument.”
— Utah Code § 70A-3-102(l)(e) — 1 case
First Sec. Bank of Utah, N.A. v. Aarian Dev. Corp., 738 P.2d 1019 (Utah 1987). “, 1953, § 70A-3-102(l)(e), “means negotiable instrument.”
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