Utah Code

Utah Code § 78B-6-1310 (2026)

Mortgage not considered a conveyance -- Foreclosure necessary

✓ current as of May 2026

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A mortgage of real property may not be considered a conveyance which would enable the owner of the mortgage to recover possession of the real property without a foreclosure and sale.

Notes of Decisions

Cited in 2 cases, 2014–2016 · leading case: BMBT, LLC v. Miller, 322 P.3d 1172 (Utah Ct. App. 2014).

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BMBT, LLC v. Miller, 322 P.3d 1172 (Utah Ct. App. 2014). · cites it 4× “” Utah Code Ann. § 78B-6-1310 (LexisNexis 2012).”

Jordan v. Nationstar Mortg., LLC, 374 P.3d 1195 (Wash. 2016). “42, § 10 ; Utah Code Ann. § 78B-6-1310. ¶20 Washington’s legislature, however, did not specifically invalidate such contrary agreements in its codification of lien theory prohibiting the lender from taking possession of property before foreclosure.”

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