A. Every vehicle shall be covered in a policy of liability and property damage insurance issued by an insurance carrier authorized to transact business in this Commonwealth, in the amounts of at least $50,000 for injury, including death, to one person; $500,000 for injury, including death, to all persons injured in any one accident; and $50,000 for damage, including destruction, to the property of any person, other than the insured. In addition, the policy of insurance shall provide coverage for loss or damage caused by an uninsured motorist in accordance with the provisions of § 38.2-2206 and in the amounts required by this section. The policy shall also provide for medical expense payment coverage in the minimum amount of $5,000 for each person injured. Taxicabs providing transportation of students under contract with a school division shall be covered by policies providing coverage of at least $50,000 for injury, including death, to one person; $200,000 for injury, including death, to all persons injured in any one accident; $10,000 for damage, including destruction, to the property of any person other than the insured; and medical expense payment coverage in the minimum amount of $1,000 for each person injured, or in such higher amounts as the contract with the school division or a local ordinance may prescribe.
B. The insurance so effected shall be subject to all laws of this Commonwealth regulating insurance.
C. This insurance shall not be required in cases when pupils are transported on a common carrier if such carrier is covered by a policy of insurance affording substantially the protection required by this article.
D. This insurance shall not be required in cases where pupils are transported in vehicles which are owned or operated by a county, city, town or school board which has qualified for and received a certificate of self-insurance from the Commissioner of the Department of Motor Vehicles, following a certification of financial responsibility equal to that required under subsection A of this section. The Commissioner of the Department of Motor Vehicles may require posting of a bond by a locality or school board as a condition to issuance of a certificate of financial responsibility pursuant to this subsection.
Code 1950, § 22-285; 1958, c. 301; 1970, c. 681; 1976, c. 224; 1980, c. 559; 2012, c. 593.
Notes of Decisions
Frederick Cnty. Sch. Bd. v. Hannah, 590 S.E.2d 567 (Va. 2004).
· cites it 108× “1-194 is to be claimed by reference to Code § 22.1-190. The trial court therefore denied the motion to reduce the ad damnum and awarded Hannah damages of $74,500 and Ruffner damages of $4,510.”
Linhart v. Lawson, 540 S.E.2d 875 (Va. 2001).
· cites it 4× “The School Board argues, however, that the trial court nevertheless was correct in dismissing the motion for judgment against the School Board.”
VACORP v. Young (Va. 2020).
· cites it 18× “We simply did not answer that question in Hannah because it was not before us.”
Brown v. Cuffee, 49 Va. Cir. 31 (Norfolk Cir. Ct. 1999).
· cites it 4× “lity or the school board is the owner, or operator through medium of a driver of, or otherwise is the insured under the policy upon, a vehicle involved in an accident, the locality at school board shall be subject to action up to, but not beyond, file limits of valid and…”
Carvajal v. Smider, 31 Va. Cir. 164 (Fairfax Cir. Ct. 1993).
· cites it 7× “Defendants assert that under Va. Code Ann. §§ 22.1-190 , 22.1-194 (Repl.”
Carmichael v. Newport News Sch. Bd., 44 Va. Cir. 43 (Newport News Cir. Ct. 1997).
· cites it 5× “1-194 provides, in pertinent part: In case the locality or the school board is the owner, or operator through medium of a driver, of, or otherwise is the insured under the policy upon, a vehicle involved in an accident, the locality or school board shall be subject to action up…”
Pino v. City of Chesapeake Sch. Bd., 92 Va. Cir. 205 (Chesapeake Cir. Ct. 2015).
· cites it 3× “Va. Code § 22.1-190. The School Board has not demurred to the Complaint, and this opinion only addresses whether Pino’s action against Patterson is barred by sovereign immunity.”
Wharton v. Albemarle Cnty. Sch. Bd., 47 Va. Cir. 169 (Albemarle Cir. Ct. 1998).
· cites it 3× “*172 Va. Code § 22.1-190(A) requires that: [e]very vehicle shall be covered in a policy of liability and property damage insurance issued by an insurance carrier authorized to transact business in the Commonwealth, in die amounts of at least $50,000 for injury, including death,…”
— Va. Code Ann. § 22.1-190(A) — 2 cases
Frederick Cnty. Sch. Bd. v. Hannah, 590 S.E.2d 567 (Va. 2004).
“1-194 is to be claimed by reference to Code § 22.1-190. The trial court therefore denied the motion to reduce the ad damnum and awarded Hannah damages of $74,500 and Ruffner damages of $4,510.”
Wharton v. Albemarle Cnty. Sch. Bd., 47 Va. Cir. 169 (Albemarle Cir. Ct. 1998).
“*172 Va. Code § 22.1-190(A) requires that: [e]very vehicle shall be covered in a policy of liability and property damage insurance issued by an insurance carrier authorized to transact business in the Commonwealth, in die amounts of at least $50,000 for injury, including death,…”
— Va. Code Ann. § 22.1-190(D) — 4 cases
Frederick Cnty. Sch. Bd. v. Hannah, 590 S.E.2d 567 (Va. 2004).
“1-194 is to be claimed by reference to Code § 22.1-190. The trial court therefore denied the motion to reduce the ad damnum and awarded Hannah damages of $74,500 and Ruffner damages of $4,510.”
Brown v. Cuffee, 49 Va. Cir. 31 (Norfolk Cir. Ct. 1999).
“lity or the school board is the owner, or operator through medium of a driver of, or otherwise is the insured under the policy upon, a vehicle involved in an accident, the locality at school board shall be subject to action up to, but not beyond, file limits of valid and…”
Carmichael v. Newport News Sch. Bd., 44 Va. Cir. 43 (Newport News Cir. Ct. 1997).
“1-194 provides, in pertinent part: In case the locality or the school board is the owner, or operator through medium of a driver, of, or otherwise is the insured under the policy upon, a vehicle involved in an accident, the locality or school board shall be subject to action up…”
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