Revised Code of Washington

Wash. Rev. Code § 48.18.050 (2026)

Named insured—Interest insured

✓ current as of May 2026

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When the name of a person intended to be insured is specified in the policy, such insurance can be applied only to his or her own proper interest. This section shall not apply to life and disability insurances.

[ 2009 c 549 s 7065; 1947 c 79 s .18.05; Rem. Supp. 1947 s 45.18.05.]

Notes of Decisions

Cited in 2 cases, 2005–2005 · leading case: Higgins v. Scottsdale Ins., 127 Wash. App. 486 (Wash. Ct. App. 2005).

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Higgins v. Scottsdale Ins., 127 Wash. App. 486 (Wash. Ct. App. 2005). “As mortgagees, the Higginses may have been entitled to notice from the Keltys, but they were not entitled to notice from Scottsdale. ¶22 The Higginses contend this result sends a message to mortgagees that they are not protected if a homeowner’s policy is canceled through no…”

Higgins v. Scottsdale Ins. Co., 111 P.3d 893 (Wash. Ct. App. 2005). “¶ 22 The Higginses contend this result sends a message to mortgagees that they are not protected if a homeowner's policy is canceled through no fault of the mortgagee.”

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