Wash. Rev. Code » Title 48 · Chapter 48.34
Revised Code of Washington

Wash. Rev. Code § 48.34.050 (2026)

Life—Limitation on amount under individual policy

✓ current as of May 2026
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The initial amount of credit life insurance under an individual policy shall not exceed the total amount repayable under the contract of indebtedness. Where an indebtedness is repayable in substantially equal installments, the amount of insurance shall at no time exceed the scheduled or actual amount of unpaid indebtedness, whichever is greater.
[ 1961 c 219 s 5.]
Notes of Decisions
Cited in 3 cases, 1976–2000 · leading case: State v. Ralph Williams' North West Chrysler Plymouth, Inc., 553 P.2d 423 (Wash. 1976).
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State v. Ralph Williams' North West Chrysler Plymouth, Inc., 553 P.2d 423 (Wash. 1976). · cites it 4× “RCW 48.34.050 and .070 [20] do *325 not specifically prohibit the sale of individual policies to two obligors on the same contract.”
Abbott v. Cuna Mut. Ins. Soc'y, 102 Wash. App. 519 (Wash. Ct. App. 2000). “” 21 *527 According to RCW 48.34.050, “[t]he initial amount of credit life insurance under an individual policy shall not exceed the total amount repayable under the contract of indebtedness [,]” and that “[w]here an indebtedness is repayable in substantially equal installments,…”
Abbott v. Cuna Mut. Ins. Soc., 7 P.3d 852 (Wash. Ct. App. 2000). “" [21] According to RCW 48.34.050, "[t]he initial amount of credit life insurance under an individual policy shall not exceed the total amount repayable under *856 the contract of indebtedness[,]" and that "[w]here an indebtedness is repayable in substantially equal…”
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