Wash. Rev. Code » Title 63 · Chapter 63.14
Revised Code of Washington

Wash. Rev. Code § 63.14.020 (2026)

✓ current as of May 2026
Find cases: SyfertCases citing this section WA-LEGapp.leg.wa.gov JustiaTitle on Justia CornellLII Search CasesGoogle Scholar
Every retail installment contract shall be contained in a single document which shall contain the entire agreement of the parties including any promissory notes or other evidences of indebtedness between the parties relating to the transaction, except as provided in RCW 63.14.050, 63.14.060 and 63.14.110: PROVIDED, That where the buyer's obligation to pay the time balance is represented by a promissory note secured by a chattel mortgage, the promissory note may be a separate instrument if the mortgage recites the amount and terms of payment of such note and the promissory note recites that it is secured by a mortgage: PROVIDED FURTHER, That any such promissory note or other evidence of indebtedness executed by the buyer shall not, when assigned or negotiated, cut off as to third parties any right of action or defense which the buyer may have against the seller, and each such promissory note or other evidence of indebtedness shall contain a statement to that effect: AND PROVIDED FURTHER, That in a transaction involving the repair, alteration or improvement upon or in connection with real property, the contract may be secured by a mortgage on the real property contained in a separate document. Home improvement retail sales transactions which are financed or insured by the Federal Housing Administration are not subject to this chapter.
The contract shall be dated, signed by the retail buyer and completed as to all essential provisions, except as otherwise provided in RCW 63.14.060 and 63.14.070. The printed or typed portion of the contract, other than instructions for completion, shall be in a size equal to at least eight point type.
[ 1967 c 234 s 1; 1963 c 236 s 2.]
Notes of Decisions
Cited in 8 cases, 1972–2002 · leading case: State v. Ralph Williams' North West Chrysler Plymouth, Inc., 553 P.2d 423 (Wash. 1976).
Sort: Relevance Newest Treatment
State v. Ralph Williams' North West Chrysler Plymouth, Inc., 553 P.2d 423 (Wash. 1976). · cites it 4× “Appellants contend that the trial court erroneously assessed penalties for violations of RCW 63.14.020, .030, and .130. We need not decide this issue.”
Nat'l Bank of Com. v. Thomsen, 495 P.2d 332 (Wash. 1972). · cites it 9× “RCW 63.14.020 provides in part as follows: Every retail installment contract shall be contained in a single document which shall contain the entire agreement of the parties including any promissory notes or other evidences of indebtedness between the parties relating to the…”
Stokes v. Bally's Pacwest, Inc., 113 Wash. App. 442 (Wash. Ct. App. 2002). · cites it 2× “27 Bally’s counters that RCW 63.14.020 28 and other laws require that the exculpatory clauses and financial terms and conditions between a health club and its members all must be within one document.”
Lookebill v. Mom's Mobile Homes, Inc., 559 P.2d 600 (Wash. Ct. App. 1977). · cites it 2× “RCW 63.14.020. The contract must, inter alia, contain the name of the seller, his place of business, and a description or identification of the goods sold.”
Atlas Credit of California, Inc. v. Hill, 547 P.2d 894 (Wash. Ct. App. 1976). · cites it 2× “RCW 63.14.020 provided in part as follows: Every retail installment contract shall be contained in a single document which shall contain the entire agreement of the parties including any promissory notes or other evidences of indebtedness between the parties relating to the…”
Stokes v. Bally's Pacwest, Inc., 54 P.3d 161 (Wash. Ct. App. 2002). “020 states that "[e]very retail installment contract shall be contained in a single document which shall contain the entire agreement of the parties including any promissory notes or other evidences of indebtedness between the parties relating to the transaction.”
Kenworthy v. Bolin, 564 P.2d 835 (Wash. Ct. App. 1977). · cites it 3× “The only issue properly raised is whether the sale agreement complied with the retail installment sales act, RCW 63.14.020 and .040. 1 The Kenworthys have assigned error to several findings of fact and conclusions of law dealing with this issue, although most of those findings…”
Zachman v. Whirlpool Acceptance Corp., 841 P.2d 27 (Wash. 1993). · cites it 2× “See RCW 63.14.020, .030, .120. The disclosure required for a retail installment sale shows the cost of credit because the statute mandates a statement of the sale price and the full credit price.”
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.