Revised Code of Washington
Wash. Rev. Code § 9A.82.045 (2026)
Collection of unlawful debt
✓ current as of May 2026
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It is unlawful for any person knowingly to collect any unlawful debt. A violation of this section is a class C felony.
[ 2001 c 222 s 7. Prior: 1985 c 455 s 6.]
Notes:
Purpose—Effective date—2001 c 222: See notes following RCW 9A.82.001.
Notes of Decisions
Cited in 3
cases (1 in the last 5 years), 2015–2025 · leading case: Grizzly Gen. Contractors Corp v. Kitsap Pub. Health Dist. (W.D. Wash. 2025).
Grizzly Gen. Contractors Corp v. Kitsap Pub. Health Dist. (W.D. Wash. 2025). “RCW § 9A.82.045 limits its definition of unlawful debt 11 to those incurred from horse racing, gambling, or a loan where the interest rate is at 12 least twice the permitted rate allowed under state or federal laws relating to usury.”
Kelly Bowman, App. v. Suntrust Mortg., Et Ano., Resps. (Wash. Ct. App. 2015). “"51 "Criminal profiteering" is "any act, including any anticipatory or completed offense, committed for financial gain, that is chargeable or indictable under the laws of the state in which the act occurred.”
David & Terry Guttormsen, Apps. v. Aurora Bank, Et Ano., Resps. (Wash. Ct. App. 2015). “The Guttormsens assert that the respondents are liable under the act for attempting to collect a debt for which they have no lawful interest in violation of RCW 9A.82.045 and for extortion in violation of RCW 9A.”
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