Wis. Stat. » CHAPTER 403 — UNIFORM COMMERCIAL CODE — NEGOTIABLE INSTRUMENTS
Wisconsin Statutes

Wis. Stat. § 403.112 (2026)

Interest

✓ current as of July 2026
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403.112403.112 Interest.
403.112(1)(1) Unless otherwise provided in the instrument, an instrument is not payable with interest, and interest on an interest-bearing instrument is payable from the date of the instrument.
403.112(2)(2) Interest may be stated in an instrument as a fixed or variable amount of money or it may be expressed as a fixed or variable rate or rates. The amount or rate of interest may be stated or described in the instrument in any manner and may require reference to information not contained in the instrument. If an instrument provides for interest, but the amount of interest payable cannot be ascertained from the description, interest is payable at the judgment rate in effect at the place of payment of the instrument and at the time that interest first accrues.
403.112 HistoryHistory: 1995 a. 449.
Notes of Decisions
Cited in 3 cases (1 in the last 5 years), 2004–2023 · leading case: Rinaldi v. HSBC Bank USA, N.A., 487 B.R. 516 (Bankr. E.D. Wis. 2013).
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Rinaldi v. HSBC Bank USA, N.A., 487 B.R. 516 (Bankr. E.D. Wis. 2013). · cites it 2× “But Wis. Stat. § 403.112 provides that interest may be stated as a fixed or variable rate, and that determination of the interest rate may include reference to information not contained in the instrument.”
Eclipse Serv. Inc v. Lehner (E.D. Wis. 2023). · cites it 2× “2015) (“Wis. Stat. § 403.112 allows for interest to be either fixed or variable.”
Gunther v. TWOREK, 690 N.W.2d 884 (Wis. Ct. App. 2004). · cites it 2× “§ 403.112(1) (interest payable from the date of the instrument); see also WIS.”
— Wis. Stat. § 403.112(1) — 1 case
Gunther v. TWOREK, 690 N.W.2d 884 (Wis. Ct. App. 2004). “§ 403.112(1) (interest payable from the date of the instrument); see also WIS.”
— Wis. Stat. § 403.112(2) — 1 case
Gunther v. TWOREK, 690 N.W.2d 884 (Wis. Ct. App. 2004). “§ 403.112(1) (interest payable from the date of the instrument); see also WIS.”
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