Wisconsin Statutes
Wis. Stat. § 409.310 (2026)
When filing required to perfect security interest or agricultural lien; security interests and agricultural liens to which filing provisions do not apply
✓ current as of July 2026
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409.310409.310 When filing required to perfect security interest or agricultural lien; security interests and agricultural liens to which filing provisions do not apply.
409.310(1)(1) General rule: perfection by filing. Except as otherwise provided in sub. (2) and s. 409.312 (2), a financing statement must be filed to perfect all security interests and agricultural liens.
409.310(2)(2) Exceptions: filing not necessary. The filing of a financing statement is not necessary to perfect a security interest:
409.310(2)(c)(c) In property subject to a statute, regulation, or treaty described in s. 409.311 (1);
409.310(2)(d)(d) In goods in possession of a bailee which is perfected under s. 409.312 (4) (a) or (b);
409.310(2)(e)(e) In certificated securities, documents, goods, or instruments which is perfected without filing, control, or possession under s. 409.312 (5), (6), or (7);
409.310(2)(g)(g) In a certificated security which is perfected by delivery of the security certificate to the secured party under s. 409.313;
409.310(2)(h)(h) In deposit accounts, electronic chattel paper, electronic documents, investment property, or letter-of-credit rights which is perfected by control under s. 409.314;
409.310(3)(3) Assignment of perfected security interest. If a secured party assigns a perfected security interest or agricultural lien, a filing under this chapter is not required to continue the perfected status of the security interest against creditors of and transferees from the original debtor.
Notes of Decisions
Cited in 10
cases (1 in the last 5 years), 1992–2021 · leading case: Attorney's Title Guar. Fund, Inc. v. Town Bank, 2014 WI 63 (Wis. 2014).
Attorney's Title Guar. Fund, Inc. v. Town Bank, 2014 WI 63 (Wis. 2014). “" Wis. Stat. § 409.310 (1); Smith & Spidahl Enters.”
M & I W. State Bank v. Wilson, 493 N.W.2d 387 (Wis. Ct. App. 1992). “, we next must examine whether the conditional release destroyed the lien's priority under sec. 409.310, Stats. Neither party addressed this issue, but commentary and cases interpreting Uniform Commercial Code § 9-310, the model upon which sec.”
Associated Bank N.A. v. Jack W. Collier, 2014 WI 62 (Wis. 2014). “" § 409.310(1). See Attorney's Title Guaranty Fund, Inc.”
Arthur Glick Truck Sales, Inc. v. Stuphen East Corp., 914 F. Supp. 2d 529 (S.D.N.Y. 2012). “Law §§ 9-310 (a), 9-317(e); Wis. Stat. Ann. §§ 409.310 (1), 409.317(5).”
Rameker v. Farmers State Bank (In Re Lynch), 313 B.R. 798 (Bankr. W.D. Wis. 2004). “Wis. Stat. 409.310. When filing required to perfect security interest .”
Premier Cmty. Bank v. Schuh, 2010 WI App 111 (Wis. Ct. App. 2010). “See Wis. Stat. § 409.310 (1). To hold otherwise, it claims, would reintroduce "the specter of secret liens to agricultural lending" and drive up the cost of loans.”
Herrell v. DeCora (In Re DeCora), 387 B.R. 230 (Bankr. W.D. Wis. 2008). “See Wis. Stat. §§ 409.310 and 409.501(b); Hanley Implement Co.”
Lanser v. First Bank Fin. Centre (In re Vorobil), 568 B.R. 797 (Bankr. E.D. Wis. 2017). “Accordingly, under Wis. Stat. § 409.310 , the Bank was required to file a financing statement to perfect its security interest in the renewal commissions.”
Stacey L Friedrich (Bankr. W.D. Wis. 2020). “]” Wis. Stat. § 409.310 (1). Perfection requires attachment of the security interest.”
Zachery R Leaver (Bankr. W.D. Wis. 2021). “But because possession was relinquished, the function of the description requirement in section 409.310(1) [regarding financing statements] to put third parties on notice of the secured creditor's claim is not met.”
— Wis. Stat. § 409.310(1) — 2 cases
Associated Bank N.A. v. Jack W. Collier, 2014 WI 62 (Wis. 2014). “" § 409.310(1). See Attorney's Title Guaranty Fund, Inc.”
Zachery R Leaver (Bankr. W.D. Wis. 2021). “But because possession was relinquished, the function of the description requirement in section 409.310(1) [regarding financing statements] to put third parties on notice of the secured creditor's claim is not met.”
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