Wisconsin Statutes

Wis. Stat. § 427.102 (2026)

Scope

✓ current as of July 2026
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427.102427.102Scope. This chapter applies to conduct and practices in connection with the collection of obligations arising from consumer transactions, including transactions that are primarily for an agricultural purpose.
427.102 HistoryHistory: 1971 c. 239; 1997 a. 302.
Notes of Decisions
Cited in 4 cases (1 in the last 5 years), 1998–2022 · leading case: Danelle Duncan v. Asset Recovery Specialists, Inc., 2022 WI 1 (Wis. 2022).
Danelle Duncan v. Asset Recovery Specialists, Inc., 2022 WI 1 (Wis. 2022). · cites it 3× “For example, Wis. Stat. § 427.102 demonstrates that when the legislature wants a statute's scope to encompass the full range of steps a creditor might take in recovering debts, it knows how to write a sufficiently broad statement: "This chapter applies to conduct and practices…”
Kett v. Cmty. Credit Plan, Inc., 586 N.W.2d 68 (Wis. Ct. App. 1998). · cites it 5× “Section 427.102, Stats., defines the scope of ch.”
Hartman v. Meridian Fin. Servs., Inc., 191 F. Supp. 2d 1031 (W.D. Wis. 2002). · cites it 2× “” Wis.Stat. § 427.102. The term “debt collector” is defined under the act as “any person engaging, directly or indirectly, in debt collection .”
H.K. Mallak, Inc. v. Fairfield FMC Corp., 33 F. Supp. 2d 748 (E.D. Wis. 1999). “Laws § 427.102; Minn.Stat. § 327.71; Ohio Rev.”
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