Wyo. Stat. § 26-14-105 (2026)

(a) Rates shall not be excessive, inadequate or unfairly
discriminatory.

     (b) Risks may be classified in any way except that no risk
may be classified in whole or in part on the basis of race,
color, creed or national origin. In determining whether rates in
a noncompetitive market are excessive, inadequate or unfairly
discriminatory, consideration may be given to the following
elements:

          (i) Basic Rate Factors.-Consideration may be given to
past and prospective loss and expense experience within and
outside of this state, to catastrophe hazards and contingencies,
to events or trends within and outside of this state, to
dividends or savings to policyholders, members or subscribers
and to all other factors and judgments deemed relevant by the
insurer;

          (ii) Classification.-Rates may be modified for
individual risks in accordance with rating plans or schedules
which establish standards for measuring probable variations in
hazards or expenses, or both;
          (iii) Expenses.-The expense provisions shall reflect
the operating methods of the insurer and, so far as credible,
its own actual and anticipated expense experience; and

          (iv) Contingencies and Profits.-The rates may contain
a provision for contingencies and a provision for a reasonable
underwriting profit, and shall reflect investment income
directly attributable to unearned premium and loss reserves.

    (c)   Repealed by Laws 2021, ch. 138, § 1.