Wyo. Stat. § 26-5-102 (2026)

(a) Life insurance is insurance on human lives and the
transaction of life insurance includes also the granting of:

         (i)     Endowment benefits;

          (ii) Additional benefits because of death or
dismemberment by accident or accidental means;

          (iii)   Additional benefits because of the insured's
disability; and

          (iv)    Optional modes of settlement of proceeds of life
insurance.