Wyo. Stat. § 40-29-103 (2026)

applicability of criminal and consumer protection statutes;
referral to investigatory agencies; civil liability.

     (a) Notwithstanding any other provision of law, a person
who makes an innovative financial product or service available
to consumers in the financial technology sandbox may be granted
a waiver of specified requirements imposed by statute or rule,
or portions thereof, if these statutes or rules do not currently
permit the product or service to be made available to consumers.
A waiver under this subsection shall be no broader than
necessary to accomplish the purposes and standards set forth in
this act, as determined by the commissioner or secretary. The
following statutes, and the rules adopted under them, or
portions of these statutes and rules, may be waived by the
commissioner or secretary for the sandbox period, upon receipt
and approval of an application made pursuant to W.S. 40-29-104:

         (i)    W.S. 13-1-101 through 13-2-904;

         (ii)    W.S. 13-5-301 through 13-5-703;

         (iii)    W.S. 17-4-201 through 17-4-412;

          (iv) W.S. 17-16-101 through 17-16-1810, provided that
no provisions relating to the liability of incorporators,
directors and officers shall be eligible for a waiver;

         (v)    W.S. 17-28-101 through 17-28-111;

          (vi) W.S. 17-29-101 through 17-29-1105, provided that
no provisions relating to the liability of organizers, managers
and members shall be eligible for a waiver;

         (vii)    W.S. 40-14-101 through 40-14-649;

         (viii)    W.S. 40-21-101 through 40-21-119;

         (ix)    W.S. 40-22-101 through 40-22-129;

         (x)    W.S. 40-23-101 through 40-23-133.

     (b) A person who makes an innovative financial product or
service available to consumers in the financial technology
sandbox is:

          (i) Not immune from civil damages for acts and
omissions relating to this act; and

          (ii) Subject to all criminal and consumer protection
laws, including W.S. 40-12-101 through 40-12-114.

     (c) The commissioner or secretary may refer suspected
violations of law relating to this act to appropriate state or
federal agencies for investigation, prosecution, civil penalties
and other appropriate enforcement actions.

     (d) If service of process on a person making an innovative
financial product or service available to consumers in the
financial technology sandbox is not feasible, service on the
secretary of state shall be deemed service on the person.