Cal. Codes » Insurance Code / DIVISION 1. GENERAL RULES GOVERNING INSURANCE / PART 1. THE CONTRACT / CHAPTER 6. Loss / ARTICLE 1. Transfer of Interest After Loss
California Codes

Cal. Insurance Code § 520 (2026)

✓ current as of May 2026
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An agreement not to transfer the claim of the insured against the insurer after a loss has happened, is void if made before the loss except as otherwise provided in Article 2 of Chapter 1 of Part 2 of Division 2 of this code.

Notes of Decisions
Cited in 11 cases (7 in the last 5 years), 2015–2022 · leading case: In Re Viking Pump, Inc. & Warren Pumps, LLC Ins. Appeals, 148 A.3d 633 (Del. 2016).
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In Re Viking Pump, Inc. & Warren Pumps, LLC Ins. Appeals, 148 A.3d 633 (Del. 2016). · cites it 3× “Based upon California Insurance Code § 520, the California Supreme Court, in Fluor Corp.”
Fluor Corp. v. Super. Ct., 354 P.3d 302 (Cal. 2015). · cites it 4× “) The statute that was not cited to us or considered in Henkel, Insurance Code section 520 (hereafter sometimes section 520), 1 specifically restricts an insurer’s ability to limit an insured’s right to transfer or assign a claim for insurance coverage.”
Millard Gutter Co. v. Farm Bureau Prop. & Cas. Ins. Co., 889 N.W.2d 596 (Neb. 2016). “3d 498, 501 (2015), quoting Cal. Ins. Code § 520 (West 2013). 38 See, Ala.”
Jud. Council v. Jacobs Facilities, Inc., 239 Cal. App. 4th 882 (Cal. Ct. App. 2015). “) We conclude Transamerica’s finding of deemed approval and relation back must be restricted to the assignment of standard property insurance policies, the situation before the Transamerica court. It seems likely, as the court believed, that property insurers routinely approve…”
Pepsi-Cola Metro. Bottling Co., Inc. v. Employers Ins. Co. of Wausau, 2022 WI App 45 (Wis. Ct. App. 2022). “” CAL. INS. CODE § 520 (West 2022); see also Fluor, 354 P.”
Dameron Hosp. Assn. v. AAA N. Cal. etc. CA3 (Cal. Ct. App. 2022). · cites it 2× “Rather, the court appears to (1) sustain objections about how Haupt interprets the import of the COAs; and (2) agree with CSAA regarding arguments made about the authority of family members, instead of the patients, to sign COAs making the assignments.”
Dameron Hosp. Assn. v. AAA N. Cal. etc. (Cal. Ct. App. 2022). · cites it 2× “Rather, the court appears to (1) sustain objections about how Haupt interprets the import of the COAs; and (2) agree with CSAA regarding arguments made about the authority of family members, instead of the patients, to sign COAs making the assignments.”
Dameron Hosp. Assn. v. AAA N. Cal., Nevada etc. (Cal. Ct. App. 2022). · cites it 2× “Rather, the court appears to (1) sustain objections about how Haupt interprets the import of the COAs; and (2) agree 24 with CSAA regarding arguments made about the authority of family members, instead of the patients, to sign COAs making the assignments.”
Dameron Hosp. Assn. v. Geico Cas. CA3 (Cal. Ct. App. 2021). “Insurance Code section 520 states that, “[a]n agreement not to transfer the claim of the insured against the insurer after a loss has happened, is void if made before the loss except as” [not relevant here].”
Dameron Hosp. Assn. v. Geico Cas. CA3 (Cal. Ct. App. 2021). “Insurance Code section 520 states that, “[a]n agreement not to transfer the claim of the insured against the insurer after a loss has happened, is void if made before the loss except as” [not relevant here].”
Dameron Hosp. Assn. v. United Servs. Auto. Assn. CA3 (Cal. Ct. App. 2022). “Insurance Code section 520 states that, “[a]n agreement not to transfer the claim of the insured against the insurer after a loss has happened, is void if made before the loss except as .”
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