6 canonical passages across 3 cases, quoted by 19 opinions in total. These passages cluster together because the same opinions keep quoting them side by side — they state parts of one doctrine. The anchor passage is from Golden Rule Insurance v. Schwartz.
| # | Case | Flag | Canonical passage | Citers |
|---|---|---|---|---|
| 1 | Golden Rule Insurance v. Schwartz Anchor | green | “materially affect the acceptance of the risk or hazard assumed by the insurer.” | 5 |
| 2 | Direct Auto Insurance Company v. Beltran | green | “in effect, elia was given coverage and seeking coverage for mario for a nonowned automobile.” | 3 |
| 3 | Direct Auto Insurance Company v. Beltran | green | “either individually or through her agent, intentionally misled dai as to the other drivers in her residence.” | 3 |
| 4 | Ratliff v. Safeway Insurance | green | “certainly would have reassessed the risk it was assuming.” | 3 |
| 5 | Ratliff v. Safeway Insurance | green | “different condition for the acceptance of an insurance application,” | 3 |
| 6 | Golden Rule Insurance v. Schwartz | green | “a misrepresentation, even if innocently made,” | 2 |
A red or yellow flag on a member means the underlying case has negative treatment — for those, check the case page before relying on the passage.