5 canonical passages across 4 cases, quoted by 15 opinions in total. These passages cluster together because the same opinions keep quoting them side by side — they state parts of one doctrine. The anchor passage is from Bowman v. American River Transportation Co..
| # | Case | Flag | Canonical passage | Citers |
|---|---|---|---|---|
| 1 | Bowman v. American River Transportation Co. Anchor | green | “unless and until that conclusion is revisited by our supreme court or overruled by the united states supreme court” | 3 |
| 2 | Financial Freedom Acquisition, LLC v. Standard Bank and Trust Company | neutral | “ready, willing and able to tender an amount reflecting the benefit she received, less all payments made on the account.” | 3 |
| 3 | Financial Freedom Acquisition, LLC v. Standard Bank and Trust Company | neutral | “the right to rescind may be exercised only by the obligor, i.e. the person to whom credit is extended.” | 3 |
| 4 | Financial Freedom Acquisition, LLC v. Standard Bank and Trust Company | green | “each consumer whose ownership interest is or will be subject to the security interest or is subject to the risk of loss is entitled to rescind.” | 3 |
| 5 | Smith-Pena v. Wells Fargo Bank, N.A. (In re Smith-Pena) | green | “to the extent regulation z grants a right of rescission to a person who incurred no obligations on the transaction, it is an irrational construction of tila that does not bind this court.” | 3 |
A red or yellow flag on a member means the underlying case has negative treatment — for those, check the case page before relying on the passage.