5 canonical passages across 3 cases, quoted by 65 opinions in total. These passages cluster together because the same opinions keep quoting them side by side — they state parts of one doctrine. The anchor passage is from Courtney Douglass v. Convergent Outsourcing.
| # | Case | Flag | Canonical passage | Citers |
|---|---|---|---|---|
| 1 | Courtney Douglass v. Convergent Outsourcing Anchor | green | “(1) she is a consumer, (2) the defendant is a debt collector, (3) the defendant's challenged practice involves an attempt to collect a 'debt' as the act defines it, and (4) the defendant has violated a provision of the fdcpa in attempting to collect the debt.” | 26 |
| 2 | Caprio v. Healthcare Revenue Recovery Group, LLC | green | “as remedial legislation, the fdcpa must be broadly construed in order to give full effect to these purposes.” | 12 |
| 3 | Courtney Douglass v. Convergent Outsourcing | green | “to prevail on an fdcpa claim, a plaintiff must prove that (1) she is a consumer, (2) the defendant is a debt collector, (3) the defendant's challenged practice involves an attempt to collect a 'debt' as the act defines it, and (4) the defendant has violated a provision of the fd…” | 9 |
| 4 | Dale Kaymark v. Bank of America NA | green | “to eliminate abusive debt collection practices by debt collectors” | 7 |
A red or yellow flag on a member means the underlying case has negative treatment — for those, check the case page before relying on the passage.