8 canonical passages across 6 cases, quoted by 63 opinions in total. These passages cluster together because the same opinions keep quoting them side by side — they state parts of one doctrine. The anchor passage is from Crum & Forster Managers Corp. v. Resolution Trust Corp..
| # | Case | Flag | Canonical passage | Citers |
|---|---|---|---|---|
| 1 | Crum & Forster Managers Corp. v. Resolution Trust Corp. Anchor | green | “to ascertain the intent of the parties and the meaning of the words used in the insurance policy, the court must construe the policy as a whole, taking into account the type of insurance for which the parties have contracted, the risks undertaken and purchased, the subject matte…” | 19 |
| 2 | United Services Automobile Ass'n v. Dare | green | “as the threshold for pleading a duty to defend is low, any doubt with regard to such duty is to be resolved in favor of the insured.” | 11 |
| 3 | Crum & Forster Managers Corp. v. Resolution Trust Corp. | green | “the type of insurance for which the parties have contracted, the risks undertaken and purchased, the subject matter that is insured and the purposes of the entire contract.” | 11 |
| 4 | Northbrook Property & Casualty Co. v. Transportation Joint Agreement | green | “if the underlying complaints allege facts within or potentially within policy coverage, the insurer is obliged to defend its insured even if the allegations are groundless, false, or fraudulent.” | 6 |
| 5 | Espinoza v. Elgin, Joliet & Eastern Railway Co. | green | “summary judgment is appropriate when there is no genuine issue of material fact and the moving party's right to judgment is clear and free from doubt.” | 6 |
| 6 | United Services Automobile Ass'n v. Dare | green | “provisions in an insurance policy that limit or exclude coverage are also construed liberally in favor of the insured and against the insurer.” | 4 |
| 7 | State Farm Fire & Casualty Co. v. Shelton | green | “declaratory judgment should not be used to force the parties to an injury action to have a 'dress rehearsal' of an important issue expected to be tried in the injury action.” | 3 |
| 8 | EMPLOYERS'FIRE INSURANCE COMPANY v. Beals | green | “declaratory judgment should not be used to force the parties to an injury action to have a 'dress rehearsal' of an important issue expected to be tried in the injury action.” | 3 |
A red or yellow flag on a member means the underlying case has negative treatment — for those, check the case page before relying on the passage.