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Fla. Stat. § 324.011 (2025)

Purpose of chapter.

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324.011 Purpose of chapter.—It is the intent of this chapter to recognize the existing privilege to own or operate a motor vehicle on the public streets and highways of this state when such vehicles are used with due consideration for others and their property, and to promote safety and provide financial security requirements for such owners or operators whose responsibility it is to recompense others for injury to person or property caused by the operation of a motor vehicle. Therefore, it is required herein that the operator of a motor vehicle involved in a crash or convicted of certain traffic offenses meeting the operative provisions of s. 324.051(2) shall respond for such damages and show proof of financial ability to respond for damages in future accidents as a requisite to his or her future exercise of such privileges.
History.—s. 1, ch. 29963, 1955; s. 5, ch. 77-468; s. 134, ch. 79-400; s. 433, ch. 95-148; s. 300, ch. 99-248.
Note.—Former s. 324.001.
Notes of Decisions
Cited in 38 cases (4 in the last 5 years), 1960–2026 · leading case: State v. Lee, 356 So. 2d 276 (Fla. 1978).
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State v. Lee, 356 So. 2d 276 (Fla. 1978). · cites it 4× “See § 324.011, Fla. Stat. (1977), as amended by Ch.”
Vargas v. Enter. Leasing Co., 60 So. 3d 1037 (Fla. 2011). · cites it 4× “The chapter is entitled "Financial Responsibility," and the purpose of chapter 324, as set forth in section 324.011, Florida Statutes, is "to promote safety and provide financial security requirements for such owners or operators whose responsibility it is to recompense others…”
Young v. Progressive Se. Ins. Co., 753 So. 2d 80 (Fla. 2000). · cites it 2× “§ 324.011, Fla. Stat. (1995). Motorists can prove compliance with the financial responsibility law by purchasing a commercial insurance policy or by obtaining a certificate of self-insurance issued by the Department of Insurance, as well as through other statutorily approved…”
Vargas v. Enter. Leasing Co., 993 So. 2d 614 (Fla. 4th DCA 2008). · cites it 2× “[27] § 324.011, Fla. Stat. (2008). [28] It is true that § 324.”
Garcia Ex Rel. Est. of Garcia v. Vanguard Car Rental USA, Inc., 510 F. Supp. 2d 821 (M.D. Fla. 2007). · cites it 2× “” The purpose of Chapter 324 is set forth in Fla. Stat. § 324.011 : It is the intent of this chapter to recognize the existing privilege to own or operate a motor vehicle on the public streets and highways of this state when such vehicles are used with due consideration for…”
Ramos v. Nw. Mut. Ins. Co., 336 So. 2d 71 (Fla. 1976). · cites it 2× “011, Florida Statutes, announcing the purpose of the Financial Responsibility Act provides: "It is the intent of this chapter to recognize the existing rights of all to own motor vehicles and to operate them on the public streets and highways of this state when such rights are…”
Allstate Indem. Co. v. Wise, 818 So. 2d 524 (Fla. 2d DCA 2001). · cites it 3× “§ 324.011, Fla. Stat. (1995) (emphasis supplied).”
Garcia v. Vanguard Car Rental USA, Inc., 540 F.3d 1242 (11th Cir. 2008). “See Fla. Stat. § 324.011 ; see also Lynch-Davidson Motors v.”
Enter. Leasing Co. South Cent., Inc. v. Hughes, 833 So. 2d 832 (Fla. 1st DCA 2002). · cites it 2× “See § 324.011, Fla. Stat. (2000). Although the statute, as amended, reduces the vicarious liability of short-term lessors, a plaintiff can still be recompensed from the lessee or operator of the vehicle.”
Gov't Employees Ins. Co. v. Douglas, 654 So. 2d 118 (Fla. 1995). · cites it 2× “In section 324.011, Florida Statutes (1993), the legislature set out the following statement of public policy: It is the intent of this chapter to recognize the existing privilege to own or operate a *124 motor vehicle on the public streets and highways of this state when such…”
Williams v. Newton, 236 So. 2d 98 (Fla. 1970). · cites it 4× “[1] Fla. Stat. § 324.011 (1967), F.S.A. [2] 132 So.”
State Farm Mut. Auto. Ins. Co. v. Anna Bevilacqua Spangler, 64 F.4th 1173 (11th Cir. 2023). “Fla. Stat. § 324.011 . Under the FRL, Florida motorists must maintain liability insurance 7 when that a farm combine was a land motor vehicle under the plain and ordinary meaning of the term even though a state statute provided a more limited def- inition of the term “motor…”
Show all 38 citing cases →
— 324.011(1) — 1 case
Soto v. State, 711 So. 2d 1275 (Fla. 4th DCA 1998).
— 324.011(7) — 1 case
Allstate Ins. Co. v. Value Rent-A-Car, 463 So. 2d 320 (Fla. 5th DCA 1985).
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.

This Florida statute resource is curated by Graham W. Syfert, Esq., a Jacksonville, Florida personal injury and workers' compensation attorney (Florida Bar No. 39104). Attorney Syfert regularly handles Chapter 324 matters in the context of auto insurance and financial responsibility and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.