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Florida Statute 324.091 - Full Text and Legal Analysis
Florida Statute 324.091 | Lawyer Caselaw & Research
Link to State of Florida Official Statute
F.S. 324.091 Case Law from Google Scholar Google Search for Amendments to 324.091

The 2025 Florida Statutes

Title XXIII
MOTOR VEHICLES
Chapter 324
FINANCIAL RESPONSIBILITY
View Entire Chapter
324.091 Notice to department; notice to insurer.
(1) Each owner and operator involved in a crash or conviction case within the purview of this chapter shall furnish evidence of automobile liability insurance or motor vehicle liability insurance within 14 days after the date of the mailing of notice of crash by the department in the form and manner as it may designate. Upon receipt of evidence that an automobile liability policy or motor vehicle liability policy was in effect at the time of the crash or conviction case, the department shall forward to the insurer such information for verification in a method as determined by the department. The insurer shall respond to the department within 20 days after the notice whether or not such information is valid. If the department determines that an automobile liability policy or motor vehicle liability policy was not in effect and did not provide coverage for both the owner and the operator, it shall take action as it is authorized to do under this chapter.
(2) Each insurer doing business in this state shall immediately give notice to the department of each motor vehicle liability policy when issued to effect the return of a license which has been suspended under s. 324.051(2); and said notice shall be upon such form and in such manner as the department may designate.
History.s. 1, ch. 29963, 1955; s. 3, ch. 65-122; ss. 13, 35, ch. 69-106; s. 306, ch. 99-248; s. 66, ch. 2012-181; s. 68, ch. 2013-160.
Note.Former s. 324.08.

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Amendments to 324.091


Annotations, Discussions, Cases:

Cases Citing Statute 324.091

Total Results: 3  |  Sort by: Relevance  |  Newest First

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Kraemer v. GMAC, 613 So. 2d 483 (Fla. 2d DCA 1992).

Cited 4 times | Published | Florida 2nd District Court of Appeal | 1992 WL 386376

...ent funds, as referred to in the above quoted supreme court statement, and that the specified insurance coverage under that policy was only $25,000 per person/$50,000 per accident and $25,000 property damage, i.e., less than the coverage required by section 324.091(9)(b), as recognized in the majority opinion....
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Auto Owners Ins. Co. v. West, 276 So. 2d 31 (Fla. 1973).

Cited 2 times | Published | Supreme Court of Florida | 1973 Fla. LEXIS 4550

...ice used by car owners involved in accidents to notify the Financial Responsibility Division of insurance coverage. One of these forms was filed in this case by the co-defendant car owner, claiming that the car was insured by Auto Owners. Fla. Stat. § 324.091, F.S.A., a part of our Financial Responsibility Law, provides that when such a form is received by the Insurance Department a copy of it shall be mailed to the alleged insurer and that the Department "shall assume" that coverage is in effect unless the insurer responds to the contrary within twenty days....
...The trial court's finding of an estoppel based on a failure to respond to an SR-21 is directly contrary to the decision in Phoenix Insurance Co. v. McQueen, supra , wherein it was held that such a failure to respond does not amount to an estoppel. In Phoenix , the court, in reference to Fla. Stat. § 324.091, F.S.A., said: "......
...tion to Phoenix as authority for its decision. As pointed out by Judge Pearson in his dissent, Phoenix would have required a reversal, and we are of the opinion that a reversal would have been proper. We find it difficult to conclude that Fla. Stat. § 324.091, F.S.A., was intended to control anything other than the internal operations of the Financial Responsibility Division....
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Phoenix Ins. v. McQueen ex rel. McQueen, 240 So. 2d 79 (Fla. Dist. Ct. App. 1970).

Cited 1 times | Published | District Court of Appeal of Florida | 1970 Fla. App. LEXIS 5526

company responded to the notice as provided by Section 324.091 of the Financial Responsibility Law of this

This Florida statute resource is curated by Graham W. Syfert, Esq., a Jacksonville, Florida personal injury and workers' compensation attorney. Attorney Syfert regularly works with Chapter 324 in the context of auto insurance and financial responsibility and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.