Florida Statute 324.091 - Full Text and Legal Analysis

The 2025 Florida Statutes

Title XXIII
MOTOR VEHICLES

Chapter 324
FINANCIAL RESPONSIBILITY

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324.091 Notice to department; notice to insurer.—

(1) Each owner and operator involved in a crash or conviction case within the purview of this chapter shall furnish evidence of automobile liability insurance or motor vehicle liability insurance within 14 days after the date of the mailing of notice of crash by the department in the form and manner as it may designate. Upon receipt of evidence that an automobile liability policy or motor vehicle liability policy was in effect at the time of the crash or conviction case, the department shall forward to the insurer such information for verification in a method as determined by the department. The insurer shall respond to the department within 20 days after the notice whether or not such information is valid. If the department determines that an automobile liability policy or motor vehicle liability policy was not in effect and did not provide coverage for both the owner and the operator, it shall take action as it is authorized to do under this chapter.

(2) Each insurer doing business in this state shall immediately give notice to the department of each motor vehicle liability policy when issued to effect the return of a license which has been suspended under s. 324.051(2); and said notice shall be upon such form and in such manner as the department may designate.

History.—s. 1, ch. 29963, 1955; s. 3, ch. 65-122; ss. 13, 35, ch. 69-106; s. 306, ch. 99-248; s. 66, ch. 2012-181; s. 68, ch. 2013-160.

Note.—Former s. 324.08.

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Amendments to 324.091

Annotations, Discussions, Cases:

Cases Citing Statute 324.091

Total Results: 3

Kraemer v. GMAC

613 So. 2d 483, 1992 WL 386376

District Court of Appeal of Florida | Filed: Dec 30, 1992 | Docket: 454201

Cited 4 times | Published

i.e., less than the coverage required by section 324.091(9)(b), as recognized in the majority opinion

Auto Owners Insurance Company v. West

276 So. 2d 31, 1973 Fla. LEXIS 4550

Supreme Court of Florida | Filed: Apr 4, 1973 | Docket: 1439183

Cited 2 times | Published

the car was insured by Auto Owners. Fla. Stat. § 324.091, F.S.A., a part of our Financial Responsibility

Phoenix Insurance v. McQueen ex rel. McQueen

240 So. 2d 79, 1970 Fla. App. LEXIS 5526

District Court of Appeal of Florida | Filed: Oct 6, 1970 | Docket: 64516901

Cited 1 times | Published

company responded to the notice as provided by Section 324.091 of the Financial Responsibility Law of this

This Florida statute resource is curated by Graham W. Syfert, Esq., a Jacksonville, Florida personal injury and workers' compensation attorney. Attorney Syfert regularly works with Chapter 324 in the context of auto insurance and financial responsibility and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.