Florida Statutes
Fla. Stat. § 627.7016 (2025)
Insurer contracts with building contractors.
✓ 2025 Florida Statutes — current through the 2025 Regular Session
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627.7016 Insurer contracts with building contractors.—An insurer who offers residential coverage, as defined in s. 627.4025, may contract with a building contractor skilled in techniques that mitigate hurricane damage. Insurers may offer policyholders the option to select the services of such building contractors to repair damage covered by the insurance policy. The insurer must guarantee the building contractor’s work and may offer the policyholder any other terms, conditions, or benefits. The insurance company is not liable for the actions of the building contractor.
Notes of Decisions
Cited in 2
cases, 2011–2014 · leading case: Florida Ins. Guar. Ass'n v. Bernard, 140 So. 3d 1023 (Fla. 1st DCA 2014).
Florida Ins. Guar. Ass'n v. Bernard, 140 So. 3d 1023 (Fla. 1st DCA 2014). “Indeed, it is noteworthy that the statute at issue in that case — section 627.7016, Florida Statutes — impacted FIGA’s rights under the policy, not its obligations or duties under the FIGA Act.”
Florida Ins. Guar. Ass'n v. Devon Neighborhood Ass'n, 67 So. 3d 187 (Fla. 2011). “CONCLUSION This Court’s precedents both before and after the Fourth District’s decision require the court to engage in a two-pronged inquiry to determine if the 2005 amendments to section 627.7016 are to be applied retroactively.”
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