Florida Statute 627.749 | Lawyer Caselaw & Research

The 2024 Florida Statutes

Title XXXVII
INSURANCE

Chapter 627
INSURANCE RATES AND CONTRACTS

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F.S. 627.749

627.749 Autonomous vehicles; insurance requirements.—

(1) DEFINITIONS.—As used in this section, the term:

(a) “Automated driving system” has the same meaning as provided in s. 316.003.

(b) “Autonomous vehicle” has the same meaning as provided in s. 316.003(3).

(d) “On-demand autonomous vehicle network” has the same meaning as provided in s. 316.003.

(2) INSURANCE REQUIREMENTS.—

(a) A fully autonomous vehicle with the automated driving system engaged while logged on to an on-demand autonomous vehicle network or engaged in a prearranged ride must be covered by a policy of automobile insurance which provides:

1. Primary liability coverage of at least $1 million for death, bodily injury, and property damage.

2. Personal injury protection benefits that meet the minimum coverage amounts required under ss. 627.730-627.7405.

3. Uninsured and underinsured vehicle coverage as required by s. 627.727.

(b) The coverage requirements of paragraph (a) may be satisfied by:

1. Automobile insurance maintained by the owner of a fully autonomous vehicle with the automated driving system engaged while logged on to an on-demand autonomous vehicle network or engaged in a prearranged ride;

2. Automobile insurance maintained by the on-demand autonomous vehicle network; or

3. A combination of subparagraphs 1. and 2.

History.—s. 16, ch. 2019-101; s. 16, ch. 2024-3.

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Amendments to 627.749

Arrestable Offenses / Crimes under Fla. Stat. 627.749

Level: Degree
Misdemeanor/Felony: First/Second/Third

Current data shows no reason an arrest or criminal charge should have occurred directly under Florida Statute 627.749.

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