Contract of indemnity.

- By Civil Code 1890, § 2120, a contract of marine insurance was in terms classed as a contract of indemnity. Exchange Bank v. Loh, 104 Ga. 446, 31 S.E. 459, 44 L.R.A. 372 (1898) (opinion of Little, J.)

Perils of navigation include rain damage.

- In a marine risk, when navigation is partly by fresh water and partly by salt water and involves transshipment, proof of damage by water of any kind is prima facie proof of damage by the perils of navigation, even if the wetting is caused by rains and whether the rains fell on board or on the usual transshipping wharf while the goods were upon the wharf in the ordinary course of transit. Underwriters' Agency v. Sutherlin, 55 Ga. 266 (1875).

Damage by water from improper stowage.

- Damage from water in consequence of improper stowage, unless such improper stowage was occasioned or acquiesced in by the insured or his agent, is damage from the perils of navigation. Underwriters' Agency v. Sutherlin, 55 Ga. 266 (1875).

Waves from an ocean-going vessel do not constitute a peril of the sea. Kilpatrick Marine Piling v. Fireman's Fund Ins. Co., 795 F.2d 940 (11th Cir. 1986).

Misrepresentation invalidating policy.

- Misrepresentation of any fact material to risk invalidates a marine hull insurance policy. Kilpatrick Marine Piling v. Fireman's Fund Ins. Co., 795 F.2d 940 (11th Cir. 1986).

Am. Jur. 2d.

- 43 Am. Jur. 2d, Insurance, § 637 et seq.

C.J.S.

- 44 C.J.S., Insurance, §§ 380, 388; 46 C.J.S., Insurance, §§ 1436, 1454.

ALR.

- Inherent defect in vessel as affecting question whether loss is due to "perils of the sea" within policy of marine insurance, 9 A.L.R. 1314.

Right of owner to sue on fire or marine policy taken out by warehouseman, bailee, or carrier, 61 A.L.R. 720.

Losses beyond insured's own route or line as within coverage of carrier's insurance, 99 A.L.R. 283.

Construction and application of sprinkler leakage policy, or provisions of that nature in fire policy, as regards hazards or causes of loss, 130 A.L.R. 710.

Coverage of policy insuring motor carrier against liability for loss of or damage to shipped property, 36 A.L.R.2d 506.

Construction of terms "in transit," "transportation," and the like, within coverage or exclusion clauses of insurance policy, 80 A.L.R.2d 445.

Construction and effect of clause of marine policy warranting that insured's vessel will be laid up or out of commission during a specified time period, 83 A.L.R.2d 1455.

Damage to moored vessel by striking against hard bottom or hard or sharp object as loss due to peril of sea within marine policy coverage, 85 A.L.R.2d 446.

Marine insurance: losses covered by "latent defects" provision of "Inchmaree clause,", 91 A.L.R.2d 1295.

What constitutes want of due diligence by insured or owner so as to bar recovery under Inchmaree clause of marine policy, 98 A.L.R.2d 952.

Risks covered by marine insurance policy against theft, 19 A.L.R.3d 1150.

Aviators: helicopter accidents, 35 A.L.R.3d 707.

What is "conveyance," "passenger conveyance," or "public conveyance" within coverage of accident policy, 60 A.L.R.3d 858.

Coverage under all-risks yacht policy, 75 A.L.R.3d 410.

Risks and causes of loss covered or excluded by aviation liability policy, 86 A.L.R.3d 118.

Airport operations liability insurance, 92 A.L.R.3d 1267.

Construction and effect of provision of homeowner's, premises, or personal liability insurance policy covering or excluding watercraft, 26 A.L.R.4th 967.

Aviation insurance: causal link between breach of policy provisions and accident as requisite to avoid insurer's liability, 48 A.L.R.4th 778.