O.C.G.A.

O.C.G.A. § 44-2-18 (2019)

Recording deed upon affidavit of subscribing witness; effect of substantial compliance

✓ O.C.G.A. — 2019 edition (Public.Resource.Org Release 73)
Code text and O.C.G.A. statutory annotations on this page reflect the 2019 Official Code of Georgia Annotated (Public.Resource.Org Release 73, 2019-08-21; public domain per Georgia v. Public.Resource.Org, 2020). The Syfert case-law annotations in Notes of Decisions, below, are current.
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If a deed is neither attested by nor acknowledged before one of the officers named in Code Section 44-2-15, it may be recorded upon the affidavit of a subscribing witness, which affidavit shall be made before any one of the officers named in Code Section 44-2-15 and shall testify to the execution of the deed and its attestation according to law. A substantial compliance with the requirements of this Code section shall be held sufficient in the absence of all suspicion of fraud. (Laws 1850, Cobb’s 1851 Digest, p. 181; Code 1863, § 2669; Code 1868, § 2665; Code 1873, § 2707; Code 1882, § 2707; Civil Code 1895, § 3623; Civil Code 1910, § 4205; Code 1933, § 29-410.)

Annotations

JUDICIAL DECISIONS affidavit did not make reference to attestation. Gordon v. Terrace Mortg. Co. (In re Hong Ju Kim), No. 06-66024-CRM, 2007 Bankr. LEXIS 4398 (Bankr. N.D. Ga. Nov. 28, 2007). Clerk of court, with witnesses, can authenticate deed. - Clerk of the superior court alone of the county in which a deed is attested, and in which the deed must be recorded, can, by the clerk’s official attestation, with one or more other witnesses, give the deed such authenticity as to admit the deed to record. Bosworth v. Davis, 26 Ga. 406 (1858). Signature presumed genuine. - If a deed purports to be executed in the presence of, and is attested by, an officer authorized to make such attestation and another witness, and is recorded, as permitted by this statute, the signature is presumed genuine. But this may be disproved and the signature shown to be a forgery. Hansen v. Owens, 132 Ga. 648, 64 S.E. 800 (1909) (see O.C.G.A. § 44-2-18).

Deed must be attested, acknowledged, or proven by affidavit. - To admit a deed to record, it must be a perfect deed. It must be attested by two witnesses. It must be attested or acknowledged, if executed in this state, as provided in former Civil Code 1910, § 4202 (see O.C.G.A. § 44-2-15), or it must be probated as provided in former Civil Code 1910, § 4205 (see O.C.G.A. § 44-2-18). Citizens’ Bank v. Taylor, 169 Ga. 203, 149 S.E. 861 (1929). Deeds of realty and personalty may be acknowledged before, as well as attested by, an officer, or proven by the affidavit of a subscribing witness to prepare the deeds for record. Webb v. United-American Soda Fountain Co., 59 F.2d 329 (5th Cir. 1932). When a recorded security deed did not contain an attestation, but included a closing attorney’s affidavit, the deed was not properly attested under O.C.G.A. § 44-2-18 because, while the closing attorney’s affidavit indicated that the deed was executed, the

constituted substantial compliance with the remedial provisions of O.C.G.A. § 44-2-18, curing the alleged defect, and a bankruptcy trustee thus could not avoid the lien under 11 U.S.C. § 544(a). Gordon v. Terrace Mortg. Co. (In re Hong Ju Kim), 571 F.3d 1342 (11th Cir. 2009). Attestation or acknowledgment as affecting notice. - Registry of deed not attested, or not legally proved or acknowledged, is not constructive notice to a subsequent purchaser. Citizens’ Bank v. Taylor, 169 Ga. 203, 149 S.E. 861 (1929). For historical discussion of common law and statutory provisions on attestation and acknowledgment, see Webb v. United-American Soda Fountain Co., 59 F.2d 329 (5th Cir. 1932). Cited in A.O. Blackmar Co. v. NCR, 64 Ga. App. 739, 14 S.E.2d 153 (1941).

What constitutes substantial compliance. - When a subscribing witness to a deed which is not officially attested at the time of the deed’s execution appears before an officer authorized to officially attest a deed, and on oath testifies to the execution and delivery of the deed according to law, and signs an affidavit setting forth the execution, and the certificate of the officer to the affidavit states that it was ‘‘sworn to before’’ the officer, but omits to certify that the deed was ‘‘subscribed’’ in the officer’s presence, the affidavit of probate is a sufficient compliance with the terms of this statute. Willie v. Hines-Yelton Lumber Co., 167 Ga. 883, 146 S.E. 901 (1929) (see O.C.G.A. § 44-2-18). Even assuming that a creditor’s security deed was defective under O.C.G.A. § 44-14-33 by the deed’s lack of a notary seal, an affidavit accompanying the deed

RESEARCH REFERENCES Am. Jur. 2d. - 23 Am. Jur. 2d, Deeds, §§ 98, 99.

Notes of Decisions
Cited in 15 cases (5 in the last 5 years), 2009–2023 · leading case: Kelley v. Wells Fargo Bank, N.A. (In re Perry), 565 B.R. 442 (Bankr. M.D. Ga. 2017).
Kelley v. Wells Fargo Bank, N.A. (In re Perry), 565 B.R. 442 (Bankr. M.D. Ga. 2017). · cites it 23× “Relying on the remedial provision of O.C.G.A. § 44-2-18, Wells Fargo contends that the signature of Valadi on the Affidavit accompanying the Waiver recorded with the Security Deed cured any such defect.”
Trauner v. First Tennessee Bank Nat'l Ass'n (In re Simpson), 544 B.R. 913 (Bankr. N.D. Ga. 2016). · cites it 8× “O.C.G.A. § 44-2-18 is a remedial provision that states: If a deed is neither attested by nor acknowledged before one of the officers named in Code Section 44-2-15, it may be recorded upon the affidavit of a subscribing witness, which affidavit shall be made before any one of the…”
Gordon v. Wells Fargo Bank, N.A. (In re Knight), 504 B.R. 668 (Bankr. N.D. Ga. 2014). · cites it 9× “In ruling, the court relied on O.C.G.A. § 44-2-18. O.C.G.A. § 44-2-18 is a remedial provision that states: If a deed is neither attested by nor acknowledged before one of the officers named in Code Section 44-2-15, it may be recorded upon the affidavit of a subscribing witness,…”
Gordon v. Wells Fargo Bank, N.A. (In Re Codrington), 430 B.R. 287 (Bankr. N.D. Ga. 2009). · cites it 5× “Finally, O.C.G.A. § 44-2-18, which saved the defectively attested deed in Gordon v.”
Pingora Loan Servicing, LLC v. Cathy L. Scarver, 30 F.4th 1086 (11th Cir. 2022). “See O.C.G.A. § 44-2-18 (emphasis added). That exclusion means that the companies’ acknowledged deed enters limbo—no longer good enough to be recorded, but too good to be saved.”
Wells Fargo Bank, N.A. v. Gordon (In Re Codrington), 691 F.3d 1336 (11th Cir. 2012). “See O.C.G.A. § 44-2-18 (“If a deed is neither attested by nor acknowledged before one of the officers named in Code Section 44-2-15, it may be recorded upon the affidavit of a subscribing witness, which affidavit shall be made before any one of the officers named in Code Section…”
Det. Mgmt., LLC v. UMB Bank, NA (In re Mun. Corr., LLC), 501 B.R. 119 (Bankr. N.D. Ga. 2013). “for title, bond to reconvey realty, contract to sell or con *134 vey realty or any interest therein); § 44-2-8 (options to purchase land or any interest in land and assignments of such options to purchase); § 44-2-9 (leases or usufructs of land or of any interest in land and…”
Gordon v. OneWest Bank FSB (In re Blackmon), 509 B.R. 415 (Bankr. N.D. Ga. 2014). · cites it 2× “In Terrace Mortgage, the 11th Circuit concluded that, where a security deed lacked the attestation of an official witness, an affidavit substantially similar to the First Affidavit testified to both the execution and attestation of the security deed in substantial compliance…”
Scarver, Tr. v. Pingora Loan Servicing, LLC (Bankr. N.D. Ga. 2019). · cites it 12× “Defendants do not deny that the Security Deed is patently defective, but contend any defect was cured in compliance with the requirements of the remedial provision of O.C.G.A. § 44-2-18 because Mr. Smith’s Affidavit testifies to the execution and attestation of the Security Deed.”
Ww3 Ventures, LLC v. the Bank of New York Mellon as Successor Tr. Under Novastar Mortg. Trust Series 2006-2 (Ga. Ct. App. 2023). · cites it 10× “it reversed, holding that even if the security deed was defective due to the lack of a notary seal (a fact the court assumed arguendo), a closing attorney’s affidavit executed contemporaneously with the deed — which incorporated the deed and contained signatures by the maker, a…”
Robert Trauner, Chapter 7 Tr. for the Est. o v. Caliber Home Loans, Inc. (Bankr. N.D. Ga. 2022). · cites it 7× “The question: if an official witness signs an acknowledgement of a security deed instead of an attestation,1 can the defect be cured by a separate affidavit of the official witness pursuant to O.C.G.A. § 44-2-18 (the “Curing Statute”)? The Lindstrom decision clearly answers, “No.”
Pingora Loan Servicing, LLC v. Scarver (N.D. Ga. 2020). · cites it 6× “O.C.G.A. § 44-2-18. “In other words, an affidavit of a subscribing official witness must meet the following two-prong test to cure a defective security deed: (1) it must be made before a notary public or another officer as listed in O.”
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.