Illinois Compiled Statutes
625 ILCS 5/18c-4901 (2026)
Insurance Coverage as a Prerequisite to Operations
✓ current as of May 2026
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(625 ILCS 5/18c-4901)
(from Ch. 95 1/2, par. 18c-4901)
Sec. 18c-4901.
Insurance Coverage as a Prerequisite to Operations.
No motor carrier of property shall operate within this State
unless it has on file with the Commission or its agent proof of
continuous insurance or surety coverage in accordance with
Commission regulations.
(Source: P.A. 85-553.)
Notes of Decisions
Cited in 4
cases, 2008–2015 · leading case: Nationwide Freight Sys., Inc. v. Illinois Com. Comm'n, 784 F.3d 367 (7th Cir. 2015).
Nationwide Freight Sys., Inc. v. Illinois Com. Comm'n, 784 F.3d 367 (7th Cir. 2015). “625 ILCS 5/18c-4901 & 4402(2)(b). Procedurally, a carrier complies with the licensing requirement by completing an.”
Zurich Am. Ins. v. Key Cartage, Inc., 923 N.E.2d 710 (Ill. 2009). “(West 2006)) and that, while the Commercial Transportation Law requires all motor carriers of property to have liability insurance (625 ILCS 5/18c-4901 (West 2006)), it contains no language requiring omnibus coverage for commercial truckers.”
Am. Serv. Ins. Co. v. Jones (Ill. App. Ct. 2010). “Section 18c-4901 provides: "No motor carrier of property shall operate within this State unless it has on file with the [Illinois Commerce] Commission or its agent proof of continuous insurance or surety coverage in accordance with Commission regulations.”
Zurich Am. Ins. Co. v. Key Cartage, Inc. (Ill. App. Ct. 2008). “Both Rose and Key were businesses engaged in commercial trucking operations, as governed by the Commercial Transportation Law (625 ILCS 5/18c-1101 et seq.”
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