ILCS » Chapter 815 · Act 120
Illinois Compiled Statutes

815 ILCS 120/1 (2026)

This Act shall be known and may be cited as the "Illinois Fairness in Lending Act"

✓ current as of May 2026
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(815 ILCS 120/1) (from Ch. 17, par. 851)
    Sec. 1. This Act shall be known and may be cited as the "Illinois Fairness in Lending Act".
(Source: P.A. 81-1391.)

    
Notes of Decisions
Cited in 3 cases, 1999–2018 · leading case: Nilsson v. NBD Bank of Illinois, 731 N.E.2d 774 (Ill. App. Ct. 1999).
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Nilsson v. NBD Bank of Illinois, 731 N.E.2d 774 (Ill. App. Ct. 1999). · cites it 3× “(West 1996)); and (4) in dismissing Nilsson’s contention that defendants violated the Illinois Fairness in Lending Act (815 ILCS 120/1 et seq. (West 1996)). Defendants cross-appeal, claiming that the promissory note, signed by Nilsson to secure the loan from which the breach of…”
Cnty. of Cook v. Wells Fargo & Co., 314 F. Supp. 3d 975 (E.D. Ill. 2018). “, the Illinois Fairness in *997 Lending Act ("IFLA"), 815 ILCS 120/1 et seq. , the Illinois Consumer Fraud and Deceptive Business Practices Act ("ICFA"), 815 ILCS 505/1, et seq.”
Nilsson v. NBD Bank (Ill. App. Ct. 1999). · cites it 3× “(West 1996)); and (4) in dismissing Nilsson's contention that defendants violated the Illinois Fairness in Lending Act (815 ILCS 120/1 et seq. (West 1996)). Defendants cross-appeal, claiming that the promissory note, signed by Nilsson to secure the loan from which the breach of…”
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