Illinois Compiled Statutes
815 ILCS 513/25 (2026)
Insurance required
✓ current as of May 2026
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(815 ILCS 513/25)
Sec. 25.
Insurance required.
Any person engaged in the business of home
repair
and remodeling shall obtain and maintain in full force and effect during the
operation of
the business public liability and property damage insurance in the amount of
$100,000
per person and $300,000 per occurrence of bodily injury and $50,000
per occurrence
for
property damage, unless the person has a net worth of not less than $1,000,000 as
determined on the
basis of the person's most recent financial statement, prepared within 13
months.
On and after January 1, 2001, any person engaged in the
business of home repair and remodeling shall obtain and maintain
in full force and effect during the operation of the business
public liability and property damage insurance in the amount of
$10,000 per occurrence for home repair or remodeling
not in conformance with applicable State, county, or municipal
codes, unless the person has a net worth of not less than
$1,000,000 as determined on the basis of the person's most
recent financial statement, prepared within 13
months.
(Source: P.A. 91-230, eff. 1-1-00; 91-808, eff. 6-13-00.)
Notes of Decisions
Cited in 2
cases, 2009–2010 · leading case: Artisan Design Build, Inc. v. Bilstrom, 397 Ill. App. 3d 317 (Ill. App. Ct. 2009).
Artisan Design Build, Inc. v. Bilstrom, 397 Ill. App. 3d 317 (Ill. App. Ct. 2009). “Section 25 requires a person engaged in home repair and remodeling to maintain a minimum amount of insurance (815 ILCS 513/25 (West 2006)), and section 30 declares: “It is unlawful for any person engaged in the business of home repairs [sic] and remodeling to remodel or malee…”
Artisan Design Build, Inc. v. Bilstrom, 922 N.E.2d 361 (Ill. App. Ct. 2010). “Section 25 requires a person engaged in home repair and remodeling to maintain a minimum amount of insurance (815 ILCS 513/25 (West 2006)), and section 30 declares: "It is unlawful for any person engaged in the business of home repairs [ sic ] and remodeling to remodel or make…”
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