Iowa Code

Iowa Code § 628.25 (2026)

Transfer of debtor’s right

✓ current as of July 2026

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The rights of a debtor in relation to redemption are transferable, and the assignee has the like power to redeem. [C51, §1945; R60, §3353; C73, §3123; C97, §4061; C24, 27, 31, 35, 39, §11796; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §628.25]

Notes of Decisions

Cited in 5 cases, 1985–2019 · leading case: First Nat'l Bank of Glidden v. Matt Bauer Farms Corp., 408 N.W.2d 51 (Iowa 1987).

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First Nat'l Bank of Glidden v. Matt Bauer Farms Corp., 408 N.W.2d 51 (Iowa 1987). · cites it 4× “That right is assignable pursuant to section 628.25. Federal bankruptcy courts have recognized that the debtor's right of redemption of real property is a legal and equitable interest in property and constitutes part of the debtor's bankruptcy estate.”

Farmers Prod. Credit Ass'n v. McFarland, 374 N.W.2d 654 (Iowa 1985). · cites it 4× “We interpret the use of the term "exclusive" to vest the right of redemption in the debtor only and to shut out all creditors. In the instant case the mortgagors have assigned their redemption rights to Dorothy McFarland.”

Hawkeye Bank & Trust N.A. v. Milburn, 437 N.W.2d 919 (Iowa 1989). · cites it 4× “Because Congress has enacted a specific statute to prevent such occurrences, the resulting violation of the supremacy clause is inescapably obvious.”

Black v. First Interstate Bank of Fort Dodge, 439 N.W.2d 647 (Iowa 1989). · cites it 2× “In that context, the debtor’s redemption rights may be assigned to a third party, Iowa Code § 628.25 (1987), and the debtor’s assignee is entitled to the “same quantity and quality of rights as the debtor, which would include the ‘exclusive’ right to redeem within three months…”

Great W. Bank v. Clement (Iowa Ct. App. 2019). · cites it 10× “Because the foreclosure decree stated Clement had the “exclusive right” to redeem and Clement did not appeal the decree, Mlady asserts the decree’s language controls the outcome.”

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