1. When a mortgage or deed of trust is foreclosed, the court shall do all of the following:
a. Render judgment for the entire amount found to be due.
b. Direct the mortgaged property, or so much thereof as is necessary, to be sold to satisfy
the judgment, with interest and costs.
c. Determine issues of title raised in the pleadings to establish the rights and priorities
of the parties and persons served with notice pursuant to section 654.15B in the property
subject to foreclosure as may be reasonably necessary to allow a purchaser at a sheriff’s sale
to obtain clear title.
2. A special execution shall issue under such conditions as the decree may prescribe,
and the sale under the special execution is subject to redemption as in cases of sale under
general execution unless the plaintiff has elected foreclosure without redemption under
section 654.20.
3. The clerk shall provide a copy of the decree by ordinary or electronic mail to all parties
in the foreclosure proceeding and all persons served with notices under section 654.15B.
[C51, §2084; R60, §3661; C73, §3321; C97, §4289; C24, 27, 31, 35, 39, §12376; C46, 50, 54,
58, 62, 66, 71, 73, 75, 77, 79, 81, §654.5]
87 Acts, ch 142, §2; 2009 Acts, ch 51, §7, 17
Redemption, chapter 628\n\nTue Dec 09 21:58:09 2025 Iowa Code 2026, Chapter 654 (36, 2)
§654.6, FORECLOSURE OF REAL ESTATE MORTGAGES 6
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Notes of Decisions
First Nat'l Bank of Glidden v. Matt Bauer Farms Corp., 408 N.W.2d 51 (Iowa 1987).
· cites it 4× “See Iowa Code §§ 654.5 , 626.74. Just prior to the sale on March 26, Bauer filed a voluntary petition under chapter 11 of the Bankruptcy Code in the United States Bankruptcy Court for the Northern District of Iowa (bankruptcy court).”
Fed. Land Bank of Omaha v. Faught Bros., Inc., 468 N.W.2d 793 (Iowa 1991).
· cites it 6× “Such a course is clearly authorized and frequently undertaken under authority of Iowa Code sections 654.5 and 654.6 (1989). 1 But the statutory scheme under sections 654.”
Henderson v. Millis, 373 N.W.2d 497 (Iowa 1985).
· cites it 2× “” Iowa Code § 654.5 (1983). The debtor has no choice.”
Farmers Prod. Credit Ass'n v. McFarland, 374 N.W.2d 654 (Iowa 1985).
· cites it 4× “This type of foreclosure is now mandated by Iowa Code section 654.5. In foreclosures by sale, the debtor's "equity of redemption" from the mortgage is cut off by the decree, the court orders sale of the mortgaged property to satisfy the mortgage obligation and the debtor is…”
Hawkeye Bank & Trust N.A. v. Milburn, 437 N.W.2d 919 (Iowa 1989).
· cites it 4× “Iowa Code § 654.5 . A special execution is issued directing the sheriff to sell the mortgaged real estate.”
Koch v. Kostichek, 409 N.W.2d 680 (Iowa 1987).
· cites it 3× “See Iowa Code §§ 654.5 , 654.12 (1985). The property is then sold to satisfy the judgment.”
Fed. Land Bank of Omaha v. Bollin, 408 N.W.2d 56 (Iowa 1987).
· cites it 2× “See Iowa Code §§ 654.5 , 626.74. Prior to the sale, however, the Bollins filed a petition in bankruptcy in the United States Bankruptcy Court for the Southern District of Iowa, Davenport Division (bankruptcy court).”
Nash Finch Co. v. Corey Dev., Ltd., 231 F. Supp. 2d 882 (N.D. Iowa 2002).
· cites it 4× “Section 654.5 provides that when a mortgage is foreclosed, the court will render judgment for the entire amount due and direct that the mortgaged property be sold to satisfy the judgment, with interest and costs.”
First Fed. Sav. & Loan Ass'n v. Blass, 316 N.W.2d 411 (Iowa 1982).
· cites it 2× “Section 654.5, The Code, provides that when a mortgage is foreclosed the court shall direct the mortgaged property to be sold pursuant to special execution.”
Annotations are extracted automatically from the opinions in the
Syfert caselaw corpus and ranked by authority, recency, and
treatment. Dots show Syfertize treatment of the citing case itself.