Ky. Rev. Stat. » Chapter 426
Kentucky Revised Statutes

Ky. Rev. Stat. § 426.530 (2026)

Right of redemption -- Manner of redeeming -- Purchaser to receive writ

✓ current as of May 2026
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of possession and deed.

(1) If real property sold in pursuance of a judgment or order of a court, other than an execution, does not bring two-thirds (2/3) of its appraised value, the defendant and his or her representatives may redeem it within six (6) months from the day of sale, by paying the original purchase money and ten percent (10%) per annum interest thereon, and any reasonable costs incurred by the purchaser after the sale for maintenance or repair of the property, including but not limited to utility expenses, insurance, association fees, taxes, and the costs to conform the property to the minimum standards of local nuisance code provisions and other local ordinances as authorized in KRS 65.8801 to 65.8839.

(2) The defendant shall pay the redemption money to the clerk of the court in which the judgment was rendered or the order of sale was made. Upon payment by the defendant, the master commissioner shall convey the real property to the defendant.

(3) When the right of redemption exists, the purchaser shall receive an immediate writ of possession and a deed containing a lien in favor of the defendant, reflecting the defendant's right to redeem during the statutory period. Effective: July 15, 2016 History: Amended 2016 Ky. Acts ch. 86, sec. 16, effective July 15, 2016. -- Amended 2014 Ky. Acts ch. 107, sec. 1, effective July 15, 2014. -- Amended 1982 Ky. Acts ch. 216, sec. 1, effective July 15, 1982. -- Recodified 1942 Ky. Acts ch. 208, sec. 1, effective October 1, 1942, from Ky. Stat. sec. 2364.

Notes of Decisions
Cited in 28 cases (7 in the last 5 years), 1943–2025 · leading case: United States v. Wood, 658 F. Supp. 1561 (W.D. Ky. 1987).
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United States v. Wood, 658 F. Supp. 1561 (W.D. Ky. 1987). · cites it 11× “The Government allowed its right to lapse and now claims an interest in the one year statutory right of redemption provided by Ky.Rev.Stat. § 426.530. Section 426.530(1) confers a one year right of redemption on “the defendant and his representatives” when real property brings…”
Citizens Bank v. Plasticware, LLC, 830 F. Supp. 2d 321 (E.D. Ky. 2011). · cites it 8× “The issue in Kirklevington, as stated by the court, was whether “the former owner of property sold in a foreclosure action possessed the sole right to redeem the property pursuant to [KRS § 426.530].” Kirklevington, 848 S.W.2d at 454 .”
Kirklevington Assocs., Ltd. v. Kirklevington North Assocs., Ltd., 848 S.W.2d 453 (Ky. Ct. App. 1993). · cites it 12× “This is an appeal from an Order entered March 16, 1992 in Fayette Circuit Court which stated that the former owner of property sold in a foreclosure action possessed the sole right to redeem the property from the sale pursuant to KRS 426.530. We agree with the interpretation of…”
Karam v. Greentree Corp., 783 S.W.2d 78 (Ky. Ct. App. 1990). · cites it 6× “On May 14, 1985, Greentree filed a motion for an order establishing the proper amount for redeeming the property pursuant to KRS 426.530. A hearing was held by the deputy master commissioner on June 25, 1985.”
Lerner v. Mortg. Elec. Reg. Sys., Inc., 423 S.W.3d 772 (Ky. Ct. App. 2014). · cites it 3× “As the purchase price was for less than two-thirds of the appraised value, the right of redemption set forth in KRS 426.530 applied. KRS 426.530 states: If real property sold in pursuance of a judgment or order of a court, other than an execution, does not bring two-thirds (2/3)…”
Humbert Mortg., Inc. Money Purchase Pension Plan v. Redell, 263 S.W.3d 594 (Ky. Ct. App. 2008). · cites it 7× “511(2) but rather by KRS 426.530(1) which allows the right of redemption to exist for one year after the sale if the purchase price was less than two-thirds of the appraised value.”
Eagle Cliff Resort, LLC v. KHBBJB, LLC, 295 S.W.3d 850 (Ky. Ct. App. 2009). “Specifically, KRS 426.530(1) outlines the right of redemption as follows: If real property sold in pursuance of a judgment or order of a court, other than an execution, does not bring two-thirds (2/3) of its appraised value, the defendant and his representatives may redeem it…”
Town Branch Storage, Inc. v. Commonwealth, 995 S.W.2d 398 (Ky. Ct. App. 1999). · cites it 5× “KRS 426.530. We affirm. On June 7, 1996, the Commonwealth of Kentucky filed this action to enforce its lien on real property owned by Bond Management, Inc.”
Gross v. Logan, 197 S.W.3d 571 (Ky. Ct. App. 2006). · cites it 5× “The former owner’s statutory right of redemption appears in KRS 426.530. That statute provides: (1) If real property sold in pursuance of a judgment or order of a court, other than an execution, does not bring two-thirds (2/3) of its appraised value, the defendant and his…”
Pearman v. West Point Nat'l Bank, 887 S.W.2d 366 (Ky. Ct. App. 1994). “The obvious purpose in bidding that amount was to avoid the equity of redemption provided in KRS 426.530. The master commissioner’s report of sale was filed on the same day (July 12) with the clerk serving notice on July 15, 1991.”
Schlarman v. Nageleisen (In re Nageleisen), 527 B.R. 258 (Bankr. E.D. Ky. 2015). · cites it 2× “530, provides that if property sold pursuant to a foreclosure action brings under two-thirds of its appraised value, “the defendant” may redeem the property by paying the purchase price at the auction, plus interests and expenses. Kentucky courts have construed the word…”
In re Parker, 563 B.R. 650 (Bankr. E.D. Ky. 2017). · cites it 2× “] See also Ky. Rev. Stat. Ann. § 426.530 (West 2016).”
Show all 28 citing cases →
— Ky. Rev. Stat. § 426.530(1) — 8 cases
United States v. Wood, 658 F. Supp. 1561 (W.D. Ky. 1987). “The Government allowed its right to lapse and now claims an interest in the one year statutory right of redemption provided by Ky.Rev.Stat. § 426.530. Section 426.530(1) confers a one year right of redemption on “the defendant and his representatives” when real property brings…”
Humbert Mortg., Inc. Money Purchase Pension Plan v. Redell, 263 S.W.3d 594 (Ky. Ct. App. 2008). “511(2) but rather by KRS 426.530(1) which allows the right of redemption to exist for one year after the sale if the purchase price was less than two-thirds of the appraised value.”
Eagle Cliff Resort, LLC v. KHBBJB, LLC, 295 S.W.3d 850 (Ky. Ct. App. 2009). “Specifically, KRS 426.530(1) outlines the right of redemption as follows: If real property sold in pursuance of a judgment or order of a court, other than an execution, does not bring two-thirds (2/3) of its appraised value, the defendant and his representatives may redeem it…”
Karam v. Greentree Corp., 783 S.W.2d 78 (Ky. Ct. App. 1990). “On May 14, 1985, Greentree filed a motion for an order establishing the proper amount for redeeming the property pursuant to KRS 426.530. A hearing was held by the deputy master commissioner on June 25, 1985.”
Jason Stanford v. Dot Capital Investments, LLC (Ky. Ct. App. 2024).
— Ky. Rev. Stat. § 426.530(3) — 1 case
United States v. Wood, 658 F. Supp. 1561 (W.D. Ky. 1987). “The Government allowed its right to lapse and now claims an interest in the one year statutory right of redemption provided by Ky.Rev.Stat. § 426.530. Section 426.530(1) confers a one year right of redemption on “the defendant and his representatives” when real property brings…”
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