Mississippi Code
Miss. Code Ann. § 75-9-501 (2026)
Filing office
✓ current as of July 2026
- (a) Except as otherwise provided in subsection (b), if the local law of this state governs perfection of a security interest or agricultural lien, the office in which to file a financing statement to perfect the security interest or agricultural lien is:
- (1) The office designated for the filing or recording of a record of a mortgage on the related real property, if:
- (A) The collateral is as-extracted collateral or timber to be cut; or
- (B) The financing statement is filed as a fixture filing and the collateral is goods that are or are to become fixtures; or
- (2) The Office of the Secretary of State in all other cases, including a case in which the collateral is goods that are or are to become fixtures and the financing statement is not filed as a fixture filing.
- (1) The office designated for the filing or recording of a record of a mortgage on the related real property, if:
- (b) The office in which to file a financing statement to perfect a security interest in collateral, including fixtures, of a transmitting utility is the Office of the Secretary of State. The financing statement also constitutes a fixture filing as to the collateral indicated in the financing statement which is or is to become fixtures.
Former 1972 Code § 75-9-501 [Codes, 1942, § 41A:9-501; Laws, 1966, ch. 316, § 9-501; Laws, 1977, ch. 452, § 32, eff. 4/1/1978] is now found in comparable provisions enacted at §§ 75-9-601 through 75-9-604 by Laws, 2001, ch. 495, § 1. Present § 75-9-501 was derived from former 1972 Code § 75-9-401 [Codes, 1942, § 41A:9-401; Laws, 1966, ch. 316, § 9-401; Laws, 1968, ch. 489, § 1; Laws, 1977, ch. 452, § 24; Laws, 1982, ch. 439; Laws, 1984, ch. 454, § 1; Laws, 1995, ch. 329, § 1, eff. 7/1/1995] and was enacted by Laws, 2001, ch. 495, § 1, eff. 1/1/2002.
Notes of Decisions
Cited in 5
cases, 1983–2014 · leading case: Murray v. Payne, 437 So. 2d 47 (Miss. 1983).
Murray v. Payne, 437 So. 2d 47 (Miss. 1983). “To determine what those duties are, we turn to Miss. Code Ann. § 75-9-501 (1) (Supp. 1982) which provides in pertinent part: A secured party in possession has the rights, remedies and duties provided in Section 75-9-207.”
Jennings v. Shuler, 147 So. 3d 847 (Miss. Ct. App. 2014). “See Miss.Code Ann. § 75-9-501 (Rev.2002). ¶ 7.”
Washington v. Direct Gen. Ins. Agency, 130 F. Supp. 2d 820 (S.D. Miss. 2000). “Plaintiff argues on pages 3 and 6 of his brief that the only statutes in issue are Miss.Code Ann. § 75-9-501, 4 et seq., which govern a secured party’s remedies upon default, and § 83-11-5, 5 et seq.”
Rankin Props., Ltd. v. Woodhollow Estates, 714 F. Supp. 800 (S.D. Miss. 1989). “Also, Miss.Code Ann. § 75-9-501(2) expressly provides that the debtor’s rights under Section 75-9-506 begin “after default,” with no other limiting language.”
Com. Agency v. Loe, 667 F. Supp. 359 (S.D. Miss. 1987). “See Miss. Code Ann. § 75-9-501 (1972) et seq.”
— Miss. Code Ann. § 75-9-501(2) — 1 case
Rankin Props., Ltd. v. Woodhollow Estates, 714 F. Supp. 800 (S.D. Miss. 1989). “Also, Miss.Code Ann. § 75-9-501(2) expressly provides that the debtor’s rights under Section 75-9-506 begin “after default,” with no other limiting language.”
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