West Virginia Code

W. Va. Code § 33-1-2 (2026)

Insurer

✓ current as of May 2026

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ARTICLE 1. DEFINITIONS.

§33-1-2. Insurer.

Insurer is every person engaged in the business of making contracts of insurance. Insurer includes private carrier as that term is used in chapter twenty-three of this code.

Notes of Decisions

Cited in 4 cases, 2002–2007 · leading case: Hawkins v. Ford Motor Co., 566 S.E.2d 624 (W. Va. 2002).

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Hawkins v. Ford Motor Co., 566 S.E.2d 624 (W. Va. 2002). · cites it 4× “" W.Va.Code § 33-1-2 (1957). Specifically, "[t]ransacting insurance includes solicitation and inducement, preliminary negotiations, effecting a contract of insurance and transaction of matters subsequent to effecting the contract and arising out of it.”

Rose v. St. Paul Fire & Marine Ins., 599 S.E.2d 673 (W. Va. 2004). · cites it 4× “" W.Va.Code § 33-1-2 (1957). Specifically, "[t]ransacting insurance includes solicitation and inducement, preliminary negotiations, effecting a contract of insurance and transaction of matters subsequent to effecting the contract and arising out of it.”

Wetzel v. Employers Serv. Corp. of Wv, 656 S.E.2d 55 (W. Va. 2007). · cites it 4× “W. Va.Code § 33-1-2 (2005) (Repl. Vol. 2006) states that an "[i]nsurer is every person engaged in the business of making contracts of insurance.”

Stafford Ems, Inc. v. J.B. Hunt Transp., Inc., 270 F. Supp. 2d 773 (S.D.W. Va 2003). “West Virginia Code § 33-1-1 defines “insurance” as a “contract whereby one undertakes to indemnify another or to pay a specified amount upon determinable contingencies,” and West Virginia Code § 33-1-2 defines “insurer” as “every person engaged in the business of making…”

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