Ark. Code Ann. » Title 23 Chapter 83
Arkansas Code Annotated

Ark. Code Ann. § 23-83-110 (2026)

Grace period for payment of premium provision

✓ current as of May 2026
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  1. Excluding an annuity policy, the group policy shall contain a provision that the policyholder is entitled to a grace period of thirty-one (31) days for the payment of any premium due except the first, during which grace period the death benefit coverage shall continue in force unless the policyholder shall have given the insurer written notice of discontinuance in advance of the date of discontinuance and in accordance with the terms of the policy.
  2. The policy may provide that the policyholder shall be liable to the insurer for the payment of a pro rata premium for the time the policy was in force during such a grace period.

History. Acts 1981, No. 898, § 10; A.S.A. 1947, § 66-3510.

Research References

U. Ark. Little Rock L. Rev.

Annual Survey of Caselaw, Insurance Law, 26 U. Ark. Little Rock L. Rev. 931.

Case Notes

Notice.

Oral cancellation of life insurance policy by policyholder who died less than a month after the policy lapsed did not relieve insurer of its statutory duty to provide a 31-day grace period once it lapsed. Dodson v. J.C. Penney Co., 309 F.3d 476 (8th Cir. 2002), vacated, 318 F.3d 881 (8th Cir. Ark. 2003).

Notes of Decisions
Cited in 4 cases, 2002–2003 · leading case: Kendall Dodson Dennis D. Dodson Jerry Dodson Loyal S. Dodson v. J.C. Penney Co., Inc. J.C. Penney Life Ins. Co., 336 F.3d 696 (8th Cir. 2003).
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Kendall Dodson Dennis D. Dodson Jerry Dodson Loyal S. Dodson v. J.C. Penney Co., Inc. J.C. Penney Life Ins. Co., 336 F.3d 696 (8th Cir. 2003). “Ark.Code Ann. § 23-83-110 provides: (a) The group policy, excluding an annuity policy, shall contain a provision that the policyholder is entitled to a grace period of thirty-one (31) days for the payment of any premium due except the first, during which grace period the death…”
Kendall Dodson Dennis D. Dodson Jerry Dodson Loyal S. Dodson v. J.C. Penney Co., Inc. J.C. Penney Life Ins. Co., 309 F.3d 476 (8th Cir. 2002). “Ark.Code Ann. § 23-83-110 provides: (a) The group policy, excluding an annuity policy, shall contain a provision that the policyholder is entitled to a grace period of thirty-one (31) days for the payment of any premium due except the first, during which grace period the death…”
Kendall Dodson v. J.C. Penney Life (8th Cir. 2002). “Ark. Code Ann. § 23-83-110 provides: (a) The group policy, excluding an annuity policy, shall contain a provision that the policyholder is entitled to a grace period of thirty-one (31) days for the payment of any premium due except the first, during which grace period the death…”
Kendall Dodson v. J.C. Penney Life (8th Cir. 2003). “Ark. Code Ann. § 23-83-110 provides: (a) The group policy, excluding an annuity policy, shall contain a provision that the policyholder is entitled to a grace period of thirty-one (31) days for the payment of any premium due except the first, during which grace period the death…”
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