Ark. Code Ann. » Title 27 Chapter 14
Arkansas Code Annotated

Ark. Code Ann. § 27-14-906 (2026)

Dealer and lienholder applications for registration and title certificates

✓ current as of May 2026
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  1. The Secretary of the Department of Finance and Administration may permit lienholders and motor vehicle dealers to make applications for registration and certificates of title and to furnish them to the Office of Motor Vehicle on behalf of the purchaser of a new or used motor vehicle.
  2. The secretary shall promulgate reasonable rules to be complied with by motor vehicle dealers and lienholders in making application for registration and certificates of title on behalf of purchasers of new or used motor vehicles and may, if the secretary deems necessary, require the dealer or lienholder to post bond to ensure faithful compliance with the rules.
    1. Any motor vehicle dealer or lienholder who has been authorized by the secretary to prepare applications for registration and certificates of title with respect to new or used motor vehicles shall transmit the applications to the secretary and shall attach thereto a copy of any conditional sales contract, conditional lease, chattel mortgage, or other lien or encumbrance or title retention instrument upon the motor vehicle.
    2. Upon receipt of the documents under subdivision (c)(1) of this section, the secretary shall file a lien and encumbrance, as provided in § 27-14-801 et seq., which from the date of filing shall be notice of the lien or encumbrance.
  4. On issuing the registration and certificate of title, the secretary shall mail the registration to the owner and the title to the lienholder, or to the owner if no lien exists.
  5. If the failure of a motor vehicle dealer or other lienholder to comply with the provisions of § 27-14-802 or § 27-14-806 results in the motor vehicle dealer or lienholder holding an unperfected security interest in the motor vehicle, no action shall lie against the Department of Finance and Administration for any damages resulting from the failure to perfect a security interest.

History. Acts 1949, No. 142, § 53; 1971, No. 469, § 2; A.S.A. 1947, § 75-153; Acts 1989, No. 251, § 1; 1991, No. 293, § 1; 2017, No. 448, § 13; 2019, No. 910, § 4533.

Amendments. The 2017 amendment substituted “director” for “commissioner” throughout the section; substituted “The Director of the Department of Finance and Administration may” for “The Commissioner of Motor Vehicles is authorized to” in (a); in (b), deleted “and regulations” following “rules” two times, and substituted “the director deems” for “he or she deems it”; substituted “of the documents under subdivision (c)(1) of this section” for “thereof” in (c)(2); and made stylistic changes.

The 2019 amendment substituted “Secretary of the Department of Finance and Administration” for “Director of the Department of Finance and Administration” in (a); and substituted “secretary” for “director” throughout the section.

Case Notes

In General.

Fact that debtor failed to take proper steps to obtain a new certificate of title for vehicle that listed creditor as lienholder did not entitle creditor to an equitable lien; Arkansas law allowed creditor to apply for a title on behalf of debtor and, thus, creditor had the means to protect its interests but failed to do so. In re Shelby, 313 B.R. 292 (Bankr. E.D. Ark. 2004).

Notes of Decisions
Cited in 3 cases, 2004–2004 · leading case: Weiss v. Am. Honda Fin. Corp., 200 S.W.3d 381 (Ark. 2004).
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Weiss v. Am. Honda Fin. Corp., 200 S.W.3d 381 (Ark. 2004). · cites it 4× “That regulation provides in part: Pursuant to authority given the Commission of Revenues by subsection (b) of Section 1 of Act 293 of 1991 ( Ark. Code Ann. §§ 27-14-906 (b)), after the effective date of this regulation, lienholders and motor vehicle dealers may apply for…”
Daimlerchrysler Servs. North Am., LLC v. Weiss, 200 S.W.3d 405 (Ark. 2004). · cites it 4× “That regulation provides in part: Pursuant to authority given the Commission of Revenues by subsection (b) of Section 1 of Act 293 of 1991 ( Ark. Code Ann. §§ 27-14-906 (b)), after the effective date of this regulation, lienholders and motor vehicle dealers may apply for…”
In re Shelby, 313 B.R. 292 (Bankr. E.D. Ark. 2004). · cites it 2× “See Ark.Code Ann. § 27-14-906. Because the lienholder had the right to protect itself, the Court cannot do for it what it could have done for itself.”
— Ark. Code Ann. § 27-14-906(b) — 2 cases
Weiss v. Am. Honda Fin. Corp., 200 S.W.3d 381 (Ark. 2004). “That regulation provides in part: Pursuant to authority given the Commission of Revenues by subsection (b) of Section 1 of Act 293 of 1991 ( Ark. Code Ann. §§ 27-14-906 (b)), after the effective date of this regulation, lienholders and motor vehicle dealers may apply for…”
Daimlerchrysler Servs. North Am., LLC v. Weiss, 200 S.W.3d 405 (Ark. 2004). “That regulation provides in part: Pursuant to authority given the Commission of Revenues by subsection (b) of Section 1 of Act 293 of 1991 ( Ark. Code Ann. §§ 27-14-906 (b)), after the effective date of this regulation, lienholders and motor vehicle dealers may apply for…”
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